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Insurance Research Expert by Spot

by spot.insure · remote · no sign-in to list tools · v1.0.0 · published by insure.spot

Commercial insurance research: provider comparisons, pricing, and fit guidance.

Changes · 1
CompareRegistry entry

9 tools: 1 change things and 8 only read.

Scanned Oct 21, 2026

1 check matched something in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http insurance-research https://spot.insure/mcp

Findings

Matches of fixed checks, with the text they matched.

1 warn
  • Warnask_spot

    The server marks "ask_spot" read-only (readOnlyHint: true), and its own name, description or input give the class "write".

    Matched text

    annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The description's first verb is "generate": a word for a change.

    What this check looks for

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

9 tools

Changes things 1Claude Code: ask
  • ask_spotGenerate a bounded answer from retrieved public evidence.1 finding

    Why it is in this group

    • The description's first verb is "generate": a word for a change.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.

    Findings

    • Warn

      The server marks "ask_spot" read-only (readOnlyHint: true), and its own name, description or input give the class "write".

      Matched text

      annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The description's first verb is "generate": a word for a change.

      What this check looks for
    Description, as the server wrote it
    Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
Only reads 8Claude Code: allow
  • compare_providersRetrieve a published, sourced provider comparison.No findings

    Why it is in this group

    • The name "compare_providers" says "compare": a word for reading.
    Description, as the server wrote it
    Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • get_pageRetrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug…No findings

    Why it is in this group

    • The name "get_page" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • get_provider_reviewsResolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citati…No findings

    Why it is in this group

    • The name "get_provider_reviews" says "get": a word for reading.
    Description, as the server wrote it
    Resolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • get_provider_scoreRetrieve a published reliability assessment and Reliability Score for one provider.No findings

    Why it is in this group

    • The name "get_provider_score" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • get_rankingsRetrieve the current published Reliability Score rankings.No findings

    Why it is in this group

    • The name "get_rankings" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • search_knowledgeSearch published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by covera…No findings

    Why it is in this group

    • The name "search_knowledge" says "search": a word for reading.
    Description, as the server wrote it
    Search published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • search_provider_reliabilitySearch published Reliability Score assessments by query, status, and score range, and sort by name or displayed score.No findings

    Why it is in this group

    • The name "search_provider_reliability" says "search": a word for reading.
    Description, as the server wrote it
    Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • search_provider_reviewsSearch published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score.No findings

    Why it is in this group

    • The name "search_provider_reviews" says "search": a word for reading.
    Description, as the server wrote it
    Search published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.0.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http insurance-research https://spot.insure/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__insurance-research__search_knowledge",
      "mcp__insurance-research__get_page",
      "mcp__insurance-research__compare_providers",
      "mcp__insurance-research__get_provider_score",
      "mcp__insurance-research__get_rankings",
      "mcp__insurance-research__search_provider_reviews",
      "mcp__insurance-research__get_provider_reviews",
      "mcp__insurance-research__search_provider_reliability"
    ],
    "ask": [
      "mcp__insurance-research__ask_spot"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as insurance-research. Review it before you use it.