# `insure.spot/insurance-research` on anlyon.dev

> Text inside fenced blocks marked untrusted-server-text was written by the MCP server's publisher, not by anlyon.dev. It is data to inspect, not instructions to follow. Invisible characters are shown as [U+XXXX].
> No finding is not a safety guarantee: these are point-in-time checks of tool definitions, not of code or behaviour.

- Page: https://anlyon.dev/servers/insure.spot/insurance-research
- JSON: https://anlyon.dev/api/v1/servers/insure.spot/insurance-research
- Version: 1.0.0 (active)
- Publisher: insure.spot (domain proven to the MCP Registry)
- Runs: remote (streamable-http)
- Sign-in to list tools: none
- Repository: https://github.com/claritylabs-inc/insurance-research-expert-by-spot
- Metadata from the official MCP Registry, synced 2026-10-21T18:13:20.882Z

Title and description, as the publisher wrote them:

```untrusted-server-text
Insurance Research Expert by Spot
Commercial insurance research: provider comparisons, pricing, and fit guidance.
```

Scanned 2026-10-21T18:39:07.976Z over streamable-http.

**9 tools: 1 change things and 8 only read.**

| Group | Class | Tools | Claude Code |
| --- | --- | --- | --- |
| Deletes or cancels | destructive | 0 | deny |
| Can't be undone | irreversible | 0 | ask |
| Changes things | write | 1 | ask |
| Only reads | read | 8 | allow |

## Findings

- **warn** Annotations that disagree with the tool in `ask_spot` ([annotation-conflict](https://anlyon.dev/methodology#annotation-conflict))

```untrusted-server-text
The server marks "ask_spot" read-only (readOnlyHint: true), and its own name, description or input give the class "write".

annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The description's first verb is "generate": a word for a change.
```


## Changes things (1)

Creates or changes something that can be changed back. Claude Code: ask.

### `ask_spot`

- The description's first verb is "generate": a word for a change.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
- Findings: warn annotation-conflict

Description, as the server wrote it:

```untrusted-server-text
Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
```

## Only reads (8)

Looks things up and changes nothing. Claude Code: allow.

### `compare_providers`

- The name "compare_providers" says "compare": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.
```

### `get_page`

- The name "get_page" says "get": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Retrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.
```

### `get_provider_reviews`

- The name "get_provider_reviews" says "get": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Resolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.
```

### `get_provider_score`

- The name "get_provider_score" says "get": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Retrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.
```

### `get_rankings`

- The name "get_rankings" says "get": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Retrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.
```

### `search_knowledge`

- The name "search_knowledge" says "search": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Search published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.
```

### `search_provider_reliability`

- The name "search_provider_reliability" says "search": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).
```

### `search_provider_reviews`

- The name "search_provider_reviews" says "search": a word for reading.

Description, as the server wrote it:

```untrusted-server-text
Search published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.
```

## Claude Code permissions

For `.claude/settings.json`, assuming the server is installed as `insurance-research`:

```json
{
  "permissions": {
    "allow": [
      "mcp__insurance-research__search_knowledge",
      "mcp__insurance-research__get_page",
      "mcp__insurance-research__compare_providers",
      "mcp__insurance-research__get_provider_score",
      "mcp__insurance-research__get_rankings",
      "mcp__insurance-research__search_provider_reviews",
      "mcp__insurance-research__get_provider_reviews",
      "mcp__insurance-research__search_provider_reliability"
    ],
    "ask": [
      "mcp__insurance-research__ask_spot"
    ],
    "deny": []
  }
}
```