EZ Annuity

by ezannuity.org · remote · no sign-in to list tools · v1.0.0 · published by org.ezannuity

Price settlement or annuity payments, judge a buyout offer, look up any US state's transfer rules.

Final · 2Changes · 1

Compare Registry entry

4 tools: 2 do something that can't be undone, 1 change things and 1 only read.

Scanned Oct 21, 2026

Deletes or cancels0Claude Code: deny
Can't be undone2Claude Code: ask: see these tools
Changes things1Claude Code: ask: see these tools
Only reads1Claude Code: allow: see these tools

2 checks matched something in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http ezannuity https://mcp.ezannuity.org/

Findings

Matches of fixed checks, with the text they matched.

2 warn

Warnvalue_payment_stream
The server marks "value_payment_stream" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
Matched text
annotations: {"readOnlyHint":true,"openWorldHint":false}; The name "value_payment_stream" says "payment": a word that usually means money moves, which cannot be taken back.
What this check looks for
Warnstate_transfer_rules
The server marks "state_transfer_rules" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
Matched text
annotations: {"readOnlyHint":true,"openWorldHint":false}; The name "state_transfer_rules" says "transfer": a word for a change that another call does not undo.
What this check looks for

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

4 tools

Can't be undone 2Sends, pays, publishes or merges: once done, it cannot be taken back.Claude Code: ask

state_transfer_rulesA US state's Structured Settlement Protection Act rules for selling settlement payments: disclosure waiting period, independent professional advice rule, cancellation right, which …1 finding
Why it is in this group
- The name "state_transfer_rules" says "transfer": a word for a change that another call does not undo.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "state_transfer_rules" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
  Matched text
  annotations: {"readOnlyHint":true,"openWorldHint":false}; The name "state_transfer_rules" says "transfer": a word for a change that another call does not undo.
  What this check looks for
Description, as the server wrote it
A US state's Structured Settlement Protection Act rules for selling settlement payments: disclosure waiting period, independent professional advice rule, cancellation right, which court approves, statute citation, notable quirks and primary sources. Verified against the statute text.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
value_payment_streamPresent value of a structured settlement, annuity or lottery payment stream at typical buyer discount rates (8% to 18%), and, if a lump-sum offer is given, the effective discount r…1 finding
Why it is in this group
- The name "value_payment_stream" says "payment": a word that usually means money moves, which cannot be taken back.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "value_payment_stream" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
  Matched text
  annotations: {"readOnlyHint":true,"openWorldHint":false}; The name "value_payment_stream" says "payment": a word that usually means money moves, which cannot be taken back.
  What this check looks for
Description, as the server wrote it
Present value of a structured settlement, annuity or lottery payment stream at typical buyer discount rates (8% to 18%), and, if a lump-sum offer is given, the effective discount rate that offer implies, the cents on the dollar, and whether it sits in the typical range. With targetAmount, also prices a partial sale (sell only enough payments to raise that amount and keep the rest). Use when someone asks what their payments are worth, whether an offer is fair, or what selling part of their payments would cost.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false

Changes things 1Creates or changes something that can be changed back.Claude Code: ask

discount_rate_indexThe public benchmark rates that govern structured settlement and annuity sales this month: the IRS applicable federal rates every disclosure must use, the prime rate, the statutory…No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it
The public benchmark rates that govern structured settlement and annuity sales this month: the IRS applicable federal rates every disclosure must use, the prime rate, the statutory rate caps (North Carolina, Michigan, Nebraska) and the typical range of buyer discount rates, each with its primary source and date.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false

Only reads 1Looks things up and changes nothing.Claude Code: allow

list_statesAll 50 states plus DC with each one's disclosure waiting period, whether independent advice is required, and the statute citation.No findings
Why it is in this group
- The name "list_states" says "list": a word for reading.
Description, as the server wrote it
All 50 states plus DC with each one's disclosure waiting period, whether independent advice is required, and the statute citation. Use to compare states or to find the right slug for state_transfer_rules.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.0.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http ezannuity https://mcp.ezannuity.org/

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json

{
  "permissions": {
    "allow": [
      "mcp__ezannuity__list_states"
    ],
    "ask": [
      "mcp__ezannuity__value_payment_stream",
      "mcp__ezannuity__state_transfer_rules",
      "mcp__ezannuity__discount_rate_index"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as ezannuity. Review it before you use it.

Keep track

Get told when this server's tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/org.ezannuity/ezannuity/changes.xml

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Anlyon alternative

3 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

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Compare with other servers for the same product.

Source: MCP Registry. Synced Oct 21, 2026, 18:54 UTC.

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