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Tideline Money Tools

by tideline.money · remote · no sign-in to list tools · v1.1.0 · published by money.tideline

Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices.

Changes · 6
CompareRegistry entry

7 tools: 6 change things and 1 only read.

Scanned Oct 21, 2026

No check matched anything in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http money-tools https://mcp.tideline.money/mcp

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

7 tools

Changes things 6Claude Code: ask
  • cash_runwayMonths of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.
  • debt_avalanche_planDebt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.
  • debt_consolidation_checkShould you consolidate credit cards with a personal loan?No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Should you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month a fee offer stops being the better deal. Deterministic arithmetic; no credit data.
  • effective_hourly_rateFreelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included).No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.
  • invoice_agingInvoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.
  • option_expiry_riskWhat happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position,…No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L and break-even, the trap zone (exercised but still losing), and pin risk near the strike. Optionally tests the price minus and plus an expected move. Deterministic arithmetic on your inputs; no market data.
Only reads 1Claude Code: allow
  • subscription_auditFind recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost.No findings

    Why it is in this group

    • The description's first verb is "find": a word for reading.
    Description, as the server wrote it
    Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.1.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http money-tools https://mcp.tideline.money/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__money-tools__subscription_audit"
    ],
    "ask": [
      "mcp__money-tools__debt_avalanche_plan",
      "mcp__money-tools__cash_runway",
      "mcp__money-tools__effective_hourly_rate",
      "mcp__money-tools__invoice_aging",
      "mcp__money-tools__option_expiry_risk",
      "mcp__money-tools__debt_consolidation_check"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as money-tools. Review it before you use it.