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Open Country: USDA Section 538 and 515 data

loans.usda538/usda538-loansusda538.loansstreamable-httpv1.2026.1101.0Scanned

USDA Section 538 income limits, 538 loans and lenders, 515 rural rentals, 538 loan sizer.

5 tools: 1 change things and 4 only read.

Tools: 0 delete, 0 irreversible, 1 write, 4 read.
  • Reads private data · 3
  • Reads text others write · 0
  • Can send data out · 0
  • No findings

Anlyon alternative

1 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →

Tools

Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.

5 tools

Changes things 1Claude Code: ask
  • size_538_loanSizes a USDA Section 538 loan the way the site's loan sizer does: the 90% (for-profit) or 97% (nonprofit or public) cap on the lower of cost or value against the DSCR cap (1.15x de…No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Sizes a USDA Section 538 loan the way the site's loan sizer does: the 90% (for-profit) or 97% (nonprofit or public) cap on the lower of cost or value against the DSCR cap (1.15x default), with NOI, debt service, loan-to-cost and the 2026 guarantee fees. Arithmetic on your inputs, not a quote.

    Annotations the server declares

    • title: Size a Section 538 guaranteed loan
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
Only reads 4Show 4 read-only tools
  • find_usda_rural_rentalsActive USDA Section 515 rural rental and 514 farm labor housing properties in one county from USDA's file (as of October 19, 2026): name, address, housing type, bedroom mix, units,…Reads private dataNo findings

    Why it is in this group

    • The name "find_usda_rural_rentals" says "find": a word for reading.

    What it can reach

    • private-dataThe description's first sentence says "file": it reads files.
    Description, as the server wrote it
    Active USDA Section 515 rural rental and 514 farm labor housing properties in one county from USDA's file (as of October 19, 2026): name, address, housing type, bedroom mix, units, rental assistance units, recorded vacancies, accessible units, opening year, restriction end date and management company. Optional town filter; paged.

    Annotations the server declares

    • title: USDA Section 515 and 514 rentals in a county
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • get_538_income_limitsFY2026 USDA Section 538 income limits (115% of area median income, 1 to 8 persons, effective July 13, 2026) for a county or USDA area in one state, with the per-unit rent cap (30% …No findings

    Why it is in this group

    • The name "get_538_income_limits" says "get": a word for reading.
    Description, as the server wrote it
    FY2026 USDA Section 538 income limits (115% of area median income, 1 to 8 persons, effective July 13, 2026) for a county or USDA area in one state, with the per-unit rent cap (30% of the limit / 12) and the approximate project-average cap. Without county or area, lists every area in the state, paged.

    Annotations the server declares

    • title: Section 538 income limits and rent caps
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • get_538_lender_tableNational Section 538 lender table from USDA's public file (as of October 19, 2026): each lender's loan count, total loan amount and latest fiscal year, ranked by loan count, plus t…Reads private dataNo findings

    Why it is in this group

    • The name "get_538_lender_table" says "get": a word for reading.

    What it can reach

    • private-dataThe name "get_538_lender_table" says "get" and "table": it reads databases.
    • private-dataThe description's first sentence says "table": it reads databases.
    Description, as the server wrote it
    National Section 538 lender table from USDA's public file (as of October 19, 2026): each lender's loan count, total loan amount and latest fiscal year, ranked by loan count, plus the total portfolio and how many loans each state has. Paged.

    Annotations the server declares

    • title: Section 538 lenders nationwide
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • list_538_loansUSDA's public Section 538 guaranteed loans in one state (file as of October 19, 2026): count, total amount, apartments, tax credit deals, median loan-to-cost and lenders, then loan…Reads private dataNo findings

    Why it is in this group

    • The name "list_538_loans" says "list": a word for reading.

    What it can reach

    • private-dataThe description's first sentence says "file": it reads files.
    Description, as the server wrote it
    USDA's public Section 538 guaranteed loans in one state (file as of October 19, 2026): count, total amount, apartments, tax credit deals, median loan-to-cost and lenders, then loan rows (project, city, lender, closing date, amount, loan-to-cost, units, rents) newest first, paged and filterable by lender or fiscal year.

    Annotations the server declares

    • title: Section 538 loans in a state
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged untrusted-input or outbound.

Reads private data3
Reads files, mail, messages, databases, secrets, calendars or repositories.
Reads text others write0
Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
Can send data out0
Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Findings

Matches of fixed checks, with the text they matched.

No check matched anything in these tool definitions. That is not a safety guarantee.

History

Changes to its tool definitions and to its remote endpoint, newest first.

No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.

Install

Pinned to version 1.2026.1101.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http usda538-loans https://usda538.loans/mcp
claude mcp add --transport http usda538-loans https://usda538.loans/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__usda538-loans__get_538_income_limits",
      "mcp__usda538-loans__list_538_loans",
      "mcp__usda538-loans__get_538_lender_table",
      "mcp__usda538-loans__find_usda_rural_rentals"
    ],
    "ask": [
      "mcp__usda538-loans__size_538_loan"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as usda538-loans. Review it before you use it.

Capability tags behind 3 rules
  • mcp__usda538-loans__list_538_loans private-data
  • mcp__usda538-loans__get_538_lender_table private-data
  • mcp__usda538-loans__find_usda_rural_rentals private-data

Pin

Keep the decision: fail CI when the tools change, follow every change, or show a badge.

Pin in CI

Fail a build when the tools you reviewed are not the tools the server serves today.

curl -s "https://anlyon.dev/api/v1/servers/loans.usda538/usda538-loans/verify?hash=8f4132867e6847f448cb6b430cb994f4e91f4f1328d063dd324ae41bd774e47c" | jq -e '.changed == false'

Pinned hash 8f4132867e68, from Nov 2, 2026, 03:18 UTC.

Watch

Get told when its tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/loans.usda538/usda538-loans/changes.xml

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Badge

anlyon.dev badge for loans.usda538/usda538-loans
[![anlyon.dev](https://anlyon.dev/badge/loans.usda538/usda538-loans.svg)](https://anlyon.dev/servers/loans.usda538/usda538-loans)

Source: MCP Registry. Synced Nov 2, 2026, 03:18 UTC.