Conversion Ledger (RAD)

loans.rad/rad-loansrad.loansstreamable-httpv1.2026.1101.0Scanned 5 hours ago

HUD RAD conversions, housing authority records, 2026 RAD rents, program facts and debt sizing.

6 tools: 2 change things and 4 only read.

Reads private data · 0
Reads text others write · 1
Can send data out · 1
1 finding

Tools listed without sign-in. Remote posture

Anlyon alternative

2 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →

Tools

Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.

6 tools

Changes things 2Creates or changes something that can be changed back.Claude Code: ask

get_housing_authorityA public housing authority's RAD record: closed conversions (units, PBV/PBRA, tax credits, FHA), deals between CHAP and closing, remaining public housing units and their weighted 2…Reads text others writeCan send data out1 finding
Why it is in this group
- The name "get_housing_authority" says "get": a word for reading.
- The input takes a statement or command to run (input.code), which can change anything it can reach.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
What it can reach
- untrusted-inputThe input takes a URL (input.url), and the tool reads it: it reads web pages, which anyone can write.
- outboundThe input takes a URL (input.url): a request to a URL can carry data to whoever runs it.
Findings
- Warn
  The server marks "get_housing_authority" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
  Matched text
  annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "get_housing_authority" says "get": a word for reading.
  What this check looks for
Description, as the server wrote it
A public housing authority's RAD record: closed conversions (units, PBV/PBRA, tax credits, FHA), deals between CHAP and closing, remaining public housing units and their weighted 2026 RAD rent, and its conversions list. Give the HUD PHA code (IL002), the rad.loans page URL, or name + state.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
size_rad_debtFirst-mortgage sizing for a RAD property under FHA 223(f), FHA 221(d)(4), Freddie Mac (HUD Section 8), Fannie Mae Affordable Housing Preservation: the loan each execution supports …No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it
First-mortgage sizing for a RAD property under FHA 223(f), FHA 221(d)(4), Freddie Mac (HUD Section 8), Fannie Mae Affordable Housing Preservation: the loan each execution supports by coverage and by loan ratio, which test binds, and annual debt service including FHA's 0.25% premium. Defaults come from HUD Mortgagee Letter 2025-03, the MAP Guide, 90 FR 45789 and the Fannie Mae and Freddie Mac term sheets, with HUD's median FHA note rates. Same math as rad.loans/tools/rad-debt-sizer/. A sketch, not a loan offer.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false

Only reads 4Looks things up and changes nothing.Show 4 read-only tools

get_financing_quote_linkThe page where a housing authority, developer or owner can request a financing quote for a RAD conversion, Section 18 blend, PRAC or Component 2 conversion, or a refinance of a con…No findings
Why it is in this group
- The name "get_financing_quote_link" says "get": a word for reading.
Description, as the server wrote it
The page where a housing authority, developer or owner can request a financing quote for a RAD conversion, Section 18 blend, PRAC or Component 2 conversion, or a refinance of a converted property, from Janover Capital LLC. Optional prefill. Returns a link only; it submits nothing.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
get_rad_program_factsThe current state of RAD law and terms, each with its primary source: permanence and the 555,000-unit cap (Public Law 119-101 section 212, July 2026), the governing notices, PBV an…No findings
Why it is in this group
- The name "get_rad_program_facts" says "get": a word for reading.
Description, as the server wrote it
The current state of RAD law and terms, each with its primary source: permanence and the 555,000-unit cap (Public Law 119-101 section 212, July 2026), the governing notices, PBV and PBRA contract terms, FHA premium and underwriting, the 2026 LIHTC bond test, agency terms.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
get_rad_rentsHUD's 2026 RAD contract rent for unconverted public housing projects, with the PBV (110% FMR) and PBRA (120% FMR) caps, HUD's 90/10, 60/40 and 30/70 blend rent estimates, the utili…No findings
Why it is in this group
- The name "get_rad_rents" says "get": a word for reading.
Description, as the server wrote it
HUD's 2026 RAD contract rent for unconverted public housing projects, with the PBV (110% FMR) and PBRA (120% FMR) caps, HUD's 90/10, 60/40 and 30/70 blend rent estimates, the utility allowance and 2024 operating fund and tenant rent per unit month. Give a PIC project number, or project/pha name with state.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
search_conversionsRAD public housing conversions from HUD's RAD Resource Desk export, newest first: project, housing authority, state, PBV or PBRA, units, status, CHAP and closing dates, tax credits…No findings
Why it is in this group
- The name "search_conversions" says "search": a word for reading.
Description, as the server wrote it
RAD public housing conversions from HUD's RAD Resource Desk export, newest first: project, housing authority, state, PBV or PBRA, units, status, CHAP and closing dates, tax credits (4%/9%), FHA insurance and Section 18 blend flags, with each housing authority's rad.loans page.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data.

Reads private data0: Reads files, mail, messages, databases, secrets, calendars or repositories.
Reads text others write1: Brings in text someone else can write: web pages, inbound email, messages, issues and comments.; get_housing_authority
Can send data out1: Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.; get_housing_authority

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Remote posture

What anyone on the internet sees at the remote endpoint: an anonymous initialize and tools/list, and the public OAuth metadata.

Tools listed without sign-in

Looked at Nov 2, 2026, 00:20 UTC, unchanged since Nov 2, 2026. No credentials were sent and no tool was called. What is looked at.

Reachable: yes
HTTP status of an anonymous initialize: 200
tools/list served without credentials: yes
Tools that change things, listed without credentials: 2
Protocol version: 2025-06-18
WWW-Authenticate on 401: not observed
resource_metadata in WWW-Authenticate: not observed
RFC 9728 protected resource metadata: not observed
Authorization servers: not observed
Legacy HTTP+SSE transport: no
Dynamic client registration: not observed
Client ID metadata documents: not observed

WarnThe whole server
The endpoint served tools/list without credentials, and the list has 2 tools that change things (2 write). Whether a call also works without credentials was not tested: tools are never called.
Matched text
https://rad.loans/mcp: tools/list returned 6 tools to an anonymous client, including get_housing_authority (write), size_rad_debt (write)
What this check looks for

Findings

Matches of fixed checks, with the text they matched.

1 warn

Warnget_housing_authority
The server marks "get_housing_authority" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
Matched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "get_housing_authority" says "get": a word for reading.
What this check looks for

History

Changes to its tool definitions and to its remote endpoint, newest first.

No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.

All changes to this server

Install

Pinned to version 1.2026.1101.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http rad-loans https://rad.loans/mcp

claude mcp add --transport http rad-loans https://rad.loans/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json

{
  "permissions": {
    "allow": [
      "mcp__rad-loans__search_conversions",
      "mcp__rad-loans__get_rad_rents",
      "mcp__rad-loans__get_rad_program_facts",
      "mcp__rad-loans__get_financing_quote_link"
    ],
    "ask": [
      "mcp__rad-loans__get_housing_authority",
      "mcp__rad-loans__size_rad_debt"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as rad-loans. Review it before you use it.

Capability tags behind 1 rule

mcp__rad-loans__get_housing_authority untrusted-input, outbound

Keep the decision: fail CI when the tools change, follow every change, or show a badge.

Pin in CI

Fail a build when the tools you reviewed are not the tools the server serves today.

curl -s "https://anlyon.dev/api/v1/servers/loans.rad/rad-loans/verify?hash=8f481c7bd4529fcd52916fc507c845835671856abe68bd59cff94ab91268f2dd" | jq -e '.changed == false'

Pinned hash 8f481c7bd452, from Nov 1, 2026, 23:18 UTC.

Watch

Get told when its tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/loans.rad/rad-loans/changes.xml

An Atom feed. Works in any feed reader or Slack's RSS app.

Badge

[![anlyon.dev](https://anlyon.dev/badge/loans.rad/rad-loans.svg)](https://anlyon.dev/servers/loans.rad/rad-loans)

Source: MCP Registry. Synced Nov 1, 2026, 23:18 UTC.