apartment.loans: apartment loan sizing
loans.apartment/apartment-loansapartment.loansstreamable-httpv1.2026.1102.0Scanned
Size and compare financing for 5+ unit apartment buildings: DSCR, LTV, cash-out, bridge takeout.
8 tools: 7 change things and 1 only read.
- Reads private data · 0
- Reads text others write · 0
- Can send data out · 0
- No findings
Anlyon alternative
7 of these tools change something. Run those as governed actions.
Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.
Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.
Import an OpenAPI spec →Tools
Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.
8 tools
Changes things 7Claude Code: ask
bridge_takeoutTest whether a bridge loan refinances into permanent debt at stabilization; returns surplus or shortfall, NOI needed and the highest workable rate.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Test whether a bridge loan refinances into permanent debt at stabilization; returns surplus or shortfall, NOI needed and the highest workable rate.
Annotations the server declares
- title: Bridge-to-permanent takeout test
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
cash_outNet cash to the borrower from a cash-out refinance after payoff, prepayment, closing costs and reserves.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Net cash to the borrower from a cash-out refinance after payoff, prepayment, closing costs and reserves.
Annotations the server declares
- title: Cash-out refinance proceeds
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
check_eligibilityScreen a deal against published Fannie Mae Small Loans, Freddie Mac Conventional Small and HUD 223(f) criteria.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Screen a deal against published Fannie Mae Small Loans, Freddie Mac Conventional Small and HUD 223(f) criteria.
Annotations the server declares
- title: Agency program eligibility screen
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
match_programsRank loan programs for a deal with the reasons each fits or fails.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Rank loan programs for a deal with the reasons each fits or fails.
Annotations the server declares
- title: Match loan programs to a deal
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
maturity_timelineDated refinance milestones working back from a loan maturity date.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Dated refinance milestones working back from a loan maturity date.
Annotations the server declares
- title: Refinance timeline from maturity
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
refinance_break_evenRefinance now and pay the prepayment cost, or wait for the open window.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Refinance now and pay the prepayment cost, or wait for the open window.
Annotations the server declares
- title: Refinance now or wait
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
size_loanSize an apartment loan the way a lender does: the lowest of the LTV, DSCR and debt-yield limits.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Size an apartment loan the way a lender does: the lowest of the LTV, DSCR and debt-yield limits.
Annotations the server declares
- title: Size an apartment loan
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
Only reads 1Show 1 read-only tool
compare_programsMax refinance loan under each agency program's published limits (Fannie Mae Small Loans, Freddie Mac Conventional Small, HUD 223(f)) plus a bank case.No findings
Why it is in this group
- The name "compare_programs" says "compare": a word for reading.
Description, as the server wrote it Max refinance loan under each agency program's published limits (Fannie Mae Small Loans, Freddie Mac Conventional Small, HUD 223(f)) plus a bank case.
Annotations the server declares
- title: Compare agency loan programs
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.
Exfil surface
Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.
No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.
- Reads private data0
- Reads files, mail, messages, databases, secrets, calendars or repositories.
- Reads text others write0
- Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
- Can send data out0
- Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.
Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.
Findings
Matches of fixed checks, with the text they matched.
No check matched anything in these tool definitions. That is not a safety guarantee.
History
Changes to its tool definitions and to its remote endpoint, newest first.
No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.
Install
Pinned to version 1.2026.1102.0. Values in angle brackets are yours to fill in.
claude mcp add --transport http apartment-loans https://apartment.loans/mcpclaude mcp add --transport http apartment-loans https://apartment.loans/mcpRun in a terminal.
Claude Code permissions
Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.
{
"permissions": {
"allow": [
"mcp__apartment-loans__compare_programs"
],
"ask": [
"mcp__apartment-loans__size_loan",
"mcp__apartment-loans__cash_out",
"mcp__apartment-loans__bridge_takeout",
"mcp__apartment-loans__refinance_break_even",
"mcp__apartment-loans__maturity_timeline",
"mcp__apartment-loans__check_eligibility",
"mcp__apartment-loans__match_programs"
],
"deny": []
}
}Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as apartment-loans. Review it before you use it.
Pin
Keep the decision: fail CI when the tools change, follow every change, or show a badge.
Pin in CI
Fail a build when the tools you reviewed are not the tools the server serves today.
curl -s "https://anlyon.dev/api/v1/servers/loans.apartment/apartment-loans/verify?hash=c751e816d28f8400b7c119123aadeb527c867c11cae70b485e8eedf250b0719c" | jq -e '.changed == false'Pinned hash c751e816d28f, from Nov 2, 2026, 17:18 UTC.
Watch
Get told when its tools change: a new tool, a new description, a new class.
https://anlyon.dev/servers/loans.apartment/apartment-loans/changes.xmlAn Atom feed. Works in any feed reader or Slack's RSS app.
Badge
[](https://anlyon.dev/servers/loans.apartment/apartment-loans)Source: MCP Registry. Synced Nov 2, 2026, 17:18 UTC.