Pad Count: mobile home park loan sizer

loan.mobilehomepark/mobilehomepark-loanmobilehomepark.loanstreamable-httpv1.2026.1101.0Scanned 4 hours ago

Which loans fit a mobile home park: agency sizer, lot-rent valuation, program rules.

4 tools: 2 change things and 2 only read.

Reads private data · 0
Reads text others write · 0
Can send data out · 0
2 findings

Tools listed without sign-in. Remote posture

Anlyon alternative

2 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →

Tools

Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.

4 tools

Changes things 2Creates or changes something that can be changed back.Claude Code: ask

size_park_loanRuns the Pad Count loan sizer on one mobile home park: for Fannie Mae MHC, Freddie Mac MHC, HUD 223(f) MHC and the user's own bank or CMBS terms it returns a verdict (fits, check f…1 finding
Why it is in this group
- The description's first verb is "run": a word for a change.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "size_park_loan" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
  Matched text
  annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The description's first verb is "run": a word for a change.
  What this check looks for
Description, as the server wrote it
Runs the Pad Count loan sizer on one mobile home park: for Fannie Mae MHC, Freddie Mac MHC, HUD 223(f) MHC and the user's own bank or CMBS terms it returns a verdict (fits, check first, doesn't fit), the loan amount (the smaller of value x max LTV and NOI / (coverage x loan constant)), which limit binds, the rate used (Treasury for the term plus a spread) and every published rule the park fails. SBA 7(a) and 504 come back as not eligible, with the SOP quote.
Annotations the server declares
- title: Which loans fit a mobile home park, and how much
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
value_park_on_lot_rentRuns the Pad Count lot-rent valuation worksheet: from pads, occupancy, lot rent, park-owned homes, other income and expenses it returns collected income, operating expenses, NOI, N…1 finding
Why it is in this group
- The description's first verb is "run": a word for a change.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "value_park_on_lot_rent" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
  Matched text
  annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The description's first verb is "run": a word for a change.
  What this check looks for
Description, as the server wrote it
Runs the Pad Count lot-rent valuation worksheet: from pads, occupancy, lot rent, park-owned homes, other income and expenses it returns collected income, operating expenses, NOI, NOI from lots alone, value at the low, middle and high of a cap rate range the user supplies, value per pad, and the lender flags (85% occupancy, park-owned home share against the 25%/35% agency caps, pad minimums, Fannie Mae 5% economic vacancy floor, park-paid utilities).
Annotations the server declares
- title: Value a mobile home park on its lot rent
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false

Only reads 2Looks things up and changes nothing.Show 2 read-only tools

get_mhc_loan_program_rulesThe published rules for financing a mobile home park (manufactured housing community) under Fannie Mae MHC, Freddie Mac Optigo MHC, HUD Section 223(f) MHC and SBA 7(a)/504: max LTV…No findings
Why it is in this group
- The name "get_mhc_loan_program_rules" says "get": a word for reading.
Description, as the server wrote it
The published rules for financing a mobile home park (manufactured housing community) under Fannie Mae MHC, Freddie Mac Optigo MHC, HUD Section 223(f) MHC and SBA 7(a)/504: max LTV, min DSCR, amortization, minimum size, occupancy, park-owned home caps, borrower eligibility, reserves and mortgage insurance, each with its primary source and date. SBA comes back as not eligible, with the SOP quote.
Annotations the server declares
- title: Mobile home park loan program rules
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
get_new_manufactured_home_pricesThe U.S.No findings
Why it is in this group
- The name "get_new_manufactured_home_prices" says "get": a word for reading.
Description, as the server wrote it
The U.S. Census Bureau Manufactured Housing Survey average sales price of a new manufactured home, by month of shipment: single-section, double-section and all homes for the latest month published and the months before it. A yardstick for what filling a vacant pad with a new park-owned home costs.
Annotations the server declares
- title: Average price of a new manufactured home
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.

Reads private data0: Reads files, mail, messages, databases, secrets, calendars or repositories.
Reads text others write0: Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
Can send data out0: Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Remote posture

What anyone on the internet sees at the remote endpoint: an anonymous initialize and tools/list, and the public OAuth metadata.

Tools listed without sign-in

Looked at Nov 2, 2026, 00:20 UTC, unchanged since Nov 2, 2026. No credentials were sent and no tool was called. What is looked at.

Reachable: yes
HTTP status of an anonymous initialize: 200
tools/list served without credentials: yes
Tools that change things, listed without credentials: 2
Protocol version: 2025-06-18
WWW-Authenticate on 401: not observed
resource_metadata in WWW-Authenticate: not observed
RFC 9728 protected resource metadata: not observed
Authorization servers: not observed
Legacy HTTP+SSE transport: no
Dynamic client registration: not observed
Client ID metadata documents: not observed

WarnThe whole server
The endpoint served tools/list without credentials, and the list has 2 tools that change things (2 write). Whether a call also works without credentials was not tested: tools are never called.
Matched text
https://mobilehomepark.loan/mcp: tools/list returned 4 tools to an anonymous client, including size_park_loan (write), value_park_on_lot_rent (write)
What this check looks for

Findings

Matches of fixed checks, with the text they matched.

2 warn

Warnsize_park_loan
The server marks "size_park_loan" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
Matched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The description's first verb is "run": a word for a change.
What this check looks for
Warnvalue_park_on_lot_rent
The server marks "value_park_on_lot_rent" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
Matched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The description's first verb is "run": a word for a change.
What this check looks for

History

Changes to its tool definitions and to its remote endpoint, newest first.

No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.

All changes to this server

Install

Pinned to version 1.2026.1101.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http mobilehomepark-loan https://mobilehomepark.loan/mcp

claude mcp add --transport http mobilehomepark-loan https://mobilehomepark.loan/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json

{
  "permissions": {
    "allow": [
      "mcp__mobilehomepark-loan__get_mhc_loan_program_rules",
      "mcp__mobilehomepark-loan__get_new_manufactured_home_prices"
    ],
    "ask": [
      "mcp__mobilehomepark-loan__size_park_loan",
      "mcp__mobilehomepark-loan__value_park_on_lot_rent"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as mobilehomepark-loan. Review it before you use it.

Keep the decision: fail CI when the tools change, follow every change, or show a badge.

Pin in CI

Fail a build when the tools you reviewed are not the tools the server serves today.

curl -s "https://anlyon.dev/api/v1/servers/loan.mobilehomepark/mobilehomepark-loan/verify?hash=ae8390ffa5739f0f3e97d1e725bc990db92bd05a3bd72790f0301fec5e5724e5" | jq -e '.changed == false'

Pinned hash ae8390ffa573, from Nov 1, 2026, 23:18 UTC.

Watch

Get told when its tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/loan.mobilehomepark/mobilehomepark-loan/changes.xml

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Badge

[![anlyon.dev](https://anlyon.dev/badge/loan.mobilehomepark/mobilehomepark-loan.svg)](https://anlyon.dev/servers/loan.mobilehomepark/mobilehomepark-loan)

Source: MCP Registry. Synced Nov 1, 2026, 23:18 UTC.