Sizing Sheet: FHA multifamily program chooser and loan sizer
loan.fhamultifamily/fhamultifamily-loanfhamultifamily.loanstreamable-httpv1.2026.1101.1Scanned
FHA multifamily program chooser and loan sizer on HUD's 2026 limits, ratios, MIP and fees.
3 tools: 2 change things and 1 only read.
- Reads private data · 0
- Reads text others write · 0
- Can send data out · 0
- 1 finding
Anlyon alternative
2 of these tools change something. Run those as governed actions.
Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.
Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.
Import an OpenAPI spec →Tools
Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.
3 tools
Changes things 2Claude Code: ask
choose_programRuns the three-question FHA multifamily program chooser from fhamultifamily.loan/chooser: returns the likely program (223(f), 221(d)(4) new construction or substantial rehab, 223(a…1 finding
Why it is in this group
- The description's first verb is "run": a word for a change.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
The server marks "choose_program" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
What this check looks forMatched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The description's first verb is "run": a word for a change.
Description, as the server wrote it Runs the three-question FHA multifamily program chooser from fhamultifamily.loan/chooser: returns the likely program (223(f), 221(d)(4) new construction or substantial rehab, 223(a)(7), 241(a), or "not FHA yet"), the reason, and the program page to read next.
Annotations the server declares
- title: Which FHA multifamily program fits
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
size_loanEstimates the maximum FHA 223(f) or 221(d)(4) loan the way HUD Form 92264-A does, with the fhamultifamily.loan sizer: statutory limit (2026 per-unit limits x high-cost %), loan to …No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Estimates the maximum FHA 223(f) or 221(d)(4) loan the way HUD Form 92264-A does, with the fhamultifamily.loan sizer: statutory limit (2026 per-unit limits x high-cost %), loan to value or cost, debt service coverage with 0.25% MIP, the 223(f) cash-out or acquisition test, large-loan ratios at $130M+. Returns each test, the one that controls, payment, MIP, fees, DSCR and LTV.
Annotations the server declares
- title: Size an FHA 223(f) or 221(d)(4) loan
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
Only reads 1Show 1 read-only tool
get_limits_and_costsHUD's 2026 FHA multifamily rulebook as the site publishes it: per-unit statutory limits by bedroom (Section 207/223(f)/220, 221(d)(4) or 231; elevator and non-elevator) with the hi…No findings
Why it is in this group
- The name "get_limits_and_costs" says "get": a word for reading.
Description, as the server wrote it HUD's 2026 FHA multifamily rulebook as the site publishes it: per-unit statutory limits by bedroom (Section 207/223(f)/220, 221(d)(4) or 231; elevator and non-elevator) with the high-cost amount for a state, loan-to-value and coverage ratios by tier, large-loan ratios, MIP, HUD fees and loan terms, each with its source.
Annotations the server declares
- title: 2026 FHA multifamily limits, ratios, MIP and fees
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.
Exfil surface
Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.
No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.
- Reads private data0
- Reads files, mail, messages, databases, secrets, calendars or repositories.
- Reads text others write0
- Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
- Can send data out0
- Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.
Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.
Findings
Matches of fixed checks, with the text they matched.
- Warnchoose_program
The server marks "choose_program" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
What this check looks forMatched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The description's first verb is "run": a word for a change.
History
Changes to its tool definitions and to its remote endpoint, newest first.
No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.
Install
Pinned to version 1.2026.1101.1. Values in angle brackets are yours to fill in.
claude mcp add --transport http fhamultifamily-loan https://fhamultifamily.loan/mcpclaude mcp add --transport http fhamultifamily-loan https://fhamultifamily.loan/mcpRun in a terminal.
Claude Code permissions
Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.
{
"permissions": {
"allow": [
"mcp__fhamultifamily-loan__get_limits_and_costs"
],
"ask": [
"mcp__fhamultifamily-loan__choose_program",
"mcp__fhamultifamily-loan__size_loan"
],
"deny": []
}
}Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as fhamultifamily-loan. Review it before you use it.
Pin
Keep the decision: fail CI when the tools change, follow every change, or show a badge.
Pin in CI
Fail a build when the tools you reviewed are not the tools the server serves today.
curl -s "https://anlyon.dev/api/v1/servers/loan.fhamultifamily/fhamultifamily-loan/verify?hash=4b4eaca7aabc8a14082da6bfe075a6c0b8eecb1f0f50d827bf3a64564f8390b1" | jq -e '.changed == false'Pinned hash 4b4eaca7aabc, from Nov 1, 2026, 22:18 UTC.
Watch
Get told when its tools change: a new tool, a new description, a new class.
https://anlyon.dev/servers/loan.fhamultifamily/fhamultifamily-loan/changes.xmlAn Atom feed. Works in any feed reader or Slack's RSS app.
Badge
[](https://anlyon.dev/servers/loan.fhamultifamily/fhamultifamily-loan)Source: MCP Registry. Synced Nov 1, 2026, 23:18 UTC.