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Increase MCP by usefulapi

by usefulapi.io · remote · no sign-in to list tools · v1.16.3 · published by io.usefulapi

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

Deletes · 1

18 tools: 1 can delete or cancel things and 17 only read.

Scanned Oct 21, 2026

No check matched anything in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http increase https://increase.usefulapi.io/mcp

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

18 tools

Deletes or cancels 1Claude Code: deny
  • increase_create_external_accountRegisters an external (counterparty) bank account in Increase for future transfers.No findings

    Why it is in this group

    • The name "increase_create_external_account" says "create": a word for a change.
    • The server marks it destructive (destructiveHint: true).
    Description, as the server wrote it
    Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.

    Annotations the server declares

    • title: Create external account
    • destructiveHint: true
Only reads 17Claude Code: allow
  • increase_get_accountRetrieve a single bank account by id.No findings

    Why it is in this group

    • The name "increase_get_account" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.

    Annotations the server declares

    • title: Get account
    • readOnlyHint: true
  • increase_get_account_balanceRetrieve an account's current and available balance.No findings

    Why it is in this group

    • The name "increase_get_account_balance" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.

    Annotations the server declares

    • title: Get account balance
    • readOnlyHint: true
  • increase_get_ach_transferRetrieve a single ACH transfer by id.No findings

    Why it is in this group

    • The name "increase_get_ach_transfer" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.

    Annotations the server declares

    • title: Get ACH transfer
    • readOnlyHint: true
  • increase_get_transactionRetrieve a single transaction by id.No findings

    Why it is in this group

    • The name "increase_get_transaction" says "get": a word for reading.
    Description, as the server wrote it
    Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.

    Annotations the server declares

    • title: Get transaction
    • readOnlyHint: true
  • increase_list_account_numbersList account numbers (deposit routing/account number pairs).No findings

    Why it is in this group

    • The name "increase_list_account_numbers" says "list": a word for reading.
    Description, as the server wrote it
    List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).

    Annotations the server declares

    • title: List account numbers
    • readOnlyHint: true
  • increase_list_accountsList bank accounts.No findings

    Why it is in this group

    • The name "increase_list_accounts" says "list": a word for reading.
    Description, as the server wrote it
    List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).

    Annotations the server declares

    • title: List accounts
    • readOnlyHint: true
  • increase_list_ach_transfersList ACH transfers (read-only observability; this server does NOT create transfers).No findings

    Why it is in this group

    • The name "increase_list_ach_transfers" says "list": a word for reading.
    Description, as the server wrote it
    List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).

    Annotations the server declares

    • title: List ACH transfers
    • readOnlyHint: true
  • increase_list_cardsList cards.No findings

    Why it is in this group

    • The name "increase_list_cards" says "list": a word for reading.
    Description, as the server wrote it
    List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.

    Annotations the server declares

    • title: List cards
    • readOnlyHint: true
  • increase_list_check_transfersList check transfers (read-only observability; this server does NOT create transfers).No findings

    Why it is in this group

    • The name "increase_list_check_transfers" says "list": a word for reading.
    Description, as the server wrote it
    List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.

    Annotations the server declares

    • title: List check transfers
    • readOnlyHint: true
  • increase_list_declined_transactionsList declined transactions.No findings

    Why it is in this group

    • The name "increase_list_declined_transactions" says "list": a word for reading.
    Description, as the server wrote it
    List declined transactions. Increase API: GET /declined_transactions. Filter by account.

    Annotations the server declares

    • title: List declined transactions
    • readOnlyHint: true
  • increase_list_entitiesList entities (the people/businesses — KYC records — that own accounts).No findings

    Why it is in this group

    • The name "increase_list_entities" says "list": a word for reading.
    Description, as the server wrote it
    List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).

    Annotations the server declares

    • title: List entities
    • readOnlyHint: true
  • increase_list_external_accountsList external (counterparty) bank accounts registered in Increase.No findings

    Why it is in this group

    • The name "increase_list_external_accounts" says "list": a word for reading.
    Description, as the server wrote it
    List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).

    Annotations the server declares

    • title: List external accounts
    • readOnlyHint: true
  • increase_list_pending_transactionsList pending (not-yet-settled) transactions.No findings

    Why it is in this group

    • The name "increase_list_pending_transactions" says "list": a word for reading.
    Description, as the server wrote it
    List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).

    Annotations the server declares

    • title: List pending transactions
    • readOnlyHint: true
  • increase_list_real_time_payments_transfersList Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers).No findings

    Why it is in this group

    • The name "increase_list_real_time_payments_transfers" says "list": a word for reading.
    Description, as the server wrote it
    List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.

    Annotations the server declares

    • title: List Real-Time Payments transfers
    • readOnlyHint: true
  • increase_list_transactionsList settled transactions.No findings

    Why it is in this group

    • The name "increase_list_transactions" says "list": a word for reading.
    Description, as the server wrote it
    List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).

    Annotations the server declares

    • title: List transactions
    • readOnlyHint: true
  • increase_list_wire_transfersList wire transfers (read-only observability; this server does NOT create transfers).No findings

    Why it is in this group

    • The name "increase_list_wire_transfers" says "list": a word for reading.
    Description, as the server wrote it
    List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.

    Annotations the server declares

    • title: List wire transfers
    • readOnlyHint: true
  • increase_lookup_routing_numberLook up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports.No findings

    Why it is in this group

    • The name "increase_lookup_routing_number" says "lookup": a word for reading.
    Description, as the server wrote it
    Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.

    Annotations the server declares

    • title: Look up routing number
    • readOnlyHint: true

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.16.3. Values in angle brackets are yours to fill in.

claude mcp add --transport http increase https://increase.usefulapi.io/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__increase__increase_list_accounts",
      "mcp__increase__increase_get_account",
      "mcp__increase__increase_get_account_balance",
      "mcp__increase__increase_list_account_numbers",
      "mcp__increase__increase_list_transactions",
      "mcp__increase__increase_get_transaction",
      "mcp__increase__increase_list_pending_transactions",
      "mcp__increase__increase_list_declined_transactions",
      "mcp__increase__increase_list_ach_transfers",
      "mcp__increase__increase_get_ach_transfer",
      "mcp__increase__increase_list_wire_transfers",
      "mcp__increase__increase_list_check_transfers",
      "mcp__increase__increase_list_real_time_payments_transfers",
      "mcp__increase__increase_list_cards",
      "mcp__increase__increase_list_entities",
      "mcp__increase__increase_list_external_accounts",
      "mcp__increase__increase_lookup_routing_number"
    ],
    "ask": [],
    "deny": [
      "mcp__increase__increase_create_external_account"
    ]
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as increase. Review it before you use it.