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PaidPilot Invoice Tools

by api.paidpilot.io · remote · no sign-in to list tools · v1.2.0 · published by io.paidpilot.api

Invoice tools: reminders, late fees, terms, timesheets and a receivables health report (x402).

Final · 3Changes · 3

7 tools: 3 do something that can't be undone, 3 change things and 1 only read.

Scanned Oct 21, 2026

3 checks matched something in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http invoice-tools https://api.paidpilot.io/mcp

Findings

Matches of fixed checks, with the text they matched.

3 warn
  • The server marks "payment_reminder_draft" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

    Matched text

    annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "payment_reminder_draft" says "payment": a word that usually means money moves, which cannot be taken back.

    What this check looks for
  • The server marks "late_fee_calc" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

    Matched text

    annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The input carries an amount (input.amount) and a currency, so it moves money.

    What this check looks for
  • The server marks "payment_terms_check" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

    Matched text

    annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "payment_terms_check" says "payment": a word that usually means money moves, which cannot be taken back.

    What this check looks for

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

7 tools

Can't be undone 3Claude Code: ask
  • late_fee_calcCalculate the late fee on one overdue invoice: flat fee, monthly % or annual %, simple or compounding, with optional grace days.1 finding

    Why it is in this group

    • The input carries an amount (input.amount) and a currency, so it moves money.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.

    Findings

    • Warn

      The server marks "late_fee_calc" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

      Matched text

      annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The input carries an amount (input.amount) and a currency, so it moves money.

      What this check looks for
    Description, as the server wrote it
    Calculate the late fee on one overdue invoice: flat fee, monthly % or annual %, simple or compounding, with optional grace days. Returns days late, the fee, the new total and a line to paste on the invoice. Use payment_terms_check instead to work out when an invoice is due. Not legal advice; it does not look up state caps. Pure calculation: no network request, nothing is sent or stored. Costs $0.01 USDC per call via x402 (payment goes in _meta["x402/payment"]); invalid input returns an error and is not charged.

    Annotations the server declares

    • readOnlyHint: true
    • openWorldHint: false
    • idempotentHint: true
    • destructiveHint: false
  • payment_reminder_draftDraft a payment reminder email for one unpaid invoice in a friendly, firm or final-notice tone.1 finding

    Why it is in this group

    • The name "payment_reminder_draft" says "payment": a word that usually means money moves, which cannot be taken back.
    • The input carries an amount (input.amount) and a currency, so it moves money.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.

    Findings

    • Warn

      The server marks "payment_reminder_draft" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

      Matched text

      annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "payment_reminder_draft" says "payment": a word that usually means money moves, which cannot be taken back.

      What this check looks for
    Description, as the server wrote it
    Draft a payment reminder email for one unpaid invoice in a friendly, firm or final-notice tone. Returns a subject, plain-text body, days overdue and a suggested next step. Use late_fee_calc first if you want the fee amount quoted in the email. Draft only: nothing is sent. Pure calculation: no network request, nothing is sent or stored. Costs $0.01 USDC per call via x402 (payment goes in _meta["x402/payment"]); invalid input returns an error and is not charged.

    Annotations the server declares

    • readOnlyHint: true
    • openWorldHint: false
    • idempotentHint: true
    • destructiveHint: false
  • payment_terms_checkWork out the due date and status for payment terms such as Net 30, 2/10 Net 30, Due on receipt, EOM or Net 30 EOM.1 finding

    Why it is in this group

    • The name "payment_terms_check" says "payment": a word that usually means money moves, which cannot be taken back.
    • The input carries an amount (input.amount) and a currency, so it moves money.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.

    Findings

    • Warn

      The server marks "payment_terms_check" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

      Matched text

      annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "payment_terms_check" says "payment": a word that usually means money moves, which cannot be taken back.

      What this check looks for
    Description, as the server wrote it
    Work out the due date and status for payment terms such as Net 30, 2/10 Net 30, Due on receipt, EOM or Net 30 EOM. Returns the early-payment discount amount and deadline, the annualized cost of skipping the discount, and suggested reminder dates. Use late_fee_calc once the invoice is overdue. Pure calculation: no network request, nothing is sent or stored. Costs $0.01 USDC per call via x402 (payment goes in _meta["x402/payment"]); invalid input returns an error and is not charged.

    Annotations the server declares

    • readOnlyHint: true
    • openWorldHint: false
    • idempotentHint: true
    • destructiveHint: false
Changes things 3Claude Code: ask
  • invoice_from_timesheetTurn time entries (hours x rate, with optional rounding, grouping by task and expenses) into a validated invoice JSON with totals, ready for POST /v1/invoice.pdf.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Turn time entries (hours x rate, with optional rounding, grouping by task and expenses) into a validated invoice JSON with totals, ready for POST /v1/invoice.pdf. Use validate_invoice (free) instead if you already have an invoice. Pure calculation: no network request, nothing is sent or stored. Costs $0.02 USDC per call via x402 (payment goes in _meta["x402/payment"]); invalid input returns an error and is not charged.

    Annotations the server declares

    • readOnlyHint: true
    • openWorldHint: false
    • idempotentHint: true
    • destructiveHint: false
  • pricingFree.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Free. Return the price of every paid tool and of the HTTP invoice PDF route, the payment network (Base) and the receiving address. No input, no network request, no payment.

    Annotations the server declares

    • title: Prices (free)
    • readOnlyHint: true
    • idempotentHint: true
    • openWorldHint: false
    • destructiveHint: false
  • receivables_health_reportGrade the health of a business's accounts receivable from its invoice list.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Grade the health of a business's accounts receivable from its invoice list. Send a CSV export (QuickBooks, Xero, FreshBooks, Wave, Stripe or any CSV with customer and amount columns; columns are auto-detected) or JSON rows, up to 1000 invoices. Returns an A-F grade and 0-100 score with reasons, aging buckets (current, 1-30, 31-60, 61-90, 90+ days), overdue %, weighted days outstanding, DSO, average days to pay, customer concentration, a collection priority list with the next action per overdue invoice (pointing to payment_reminder_draft and late_fee_calc), and recommendations. Use it for a monthly AR review or before chasing payments. Not accounting or legal advice. Pure calculation: no network request, nothing is sent or stored. Costs $1 USDC per call via x402 (payment goes in _meta["x402/payment"]); invalid input returns an error and is not charged.

    Annotations the server declares

    • readOnlyHint: true
    • openWorldHint: false
    • idempotentHint: true
    • destructiveHint: false
Only reads 1Claude Code: allow
  • validate_invoiceFree.No findings

    Why it is in this group

    • The name "validate_invoice" says "validate": a word for reading.
    Description, as the server wrote it
    Free. Validate an invoice JSON (the body for POST /v1/invoice.pdf, or the output of invoice_from_timesheet) and return computed subtotal, discount, tax and total, or a list of field errors. Same checks as the paid PDF route. Offline, no payment.

    Annotations the server declares

    • title: Validate invoice (free)
    • readOnlyHint: true
    • idempotentHint: true
    • openWorldHint: false
    • destructiveHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.2.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http invoice-tools https://api.paidpilot.io/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__invoice-tools__validate_invoice"
    ],
    "ask": [
      "mcp__invoice-tools__pricing",
      "mcp__invoice-tools__payment_reminder_draft",
      "mcp__invoice-tools__late_fee_calc",
      "mcp__invoice-tools__payment_terms_check",
      "mcp__invoice-tools__invoice_from_timesheet",
      "mcp__invoice-tools__receivables_health_report"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as invoice-tools. Review it before you use it.