Student Loan RAP Calculator
io.github.theluckystrike/student-loan-repayment-assistance-plan-calculator-mcptheluckystrikestreamable-httpv1.0.0Scanned
Student loan RAP payment calculator, 2026 federal loan limits, SAVE/PAYE/ICR end dates (OBBBA).
4 tools: 1 do something that can't be undone and 3 only read.
- Reads private data · 0
- Reads text others write · 0
- Can send data out · 0
- 1 finding
Anlyon alternative
1 of these tools change something. Run those as governed actions.
Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.
Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.
Import an OpenAPI spec →Tools
Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.
4 tools
Can't be undone 1Claude Code: ask
calculate_rap_paymentCalculates the federal student loan Repayment Assistance Plan (RAP) payment created by the One Big Beautiful Bill Act (P.L.1 finding
Why it is in this group
- The name "calculate_rap_payment" says "payment": a word that usually means money moves, which cannot be taken back.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
The server marks "calculate_rap_payment" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
What this check looks forMatched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "calculate_rap_payment" says "payment": a word that usually means money moves, which cannot be taken back.
Description, as the server wrote it Calculates the federal student loan Repayment Assistance Plan (RAP) payment created by the One Big Beautiful Bill Act (P.L. 119-21, HEA sec. 455(q)), open since July 1, 2026. Base payment is 1% to 10% of the WHOLE AGI by $10,000 band ($120 a year flat at $10,000 or less, 10% above $100,000), divided by 12, minus $50 per dependent, never below $10. With balance and rate it also shows the first month: interest paid first, unpaid interest waived (interest subsidy), the up-to-$50 principal match, and a constant-income projection to payoff or cancellation after 360 qualifying payments. Copied from the statute text, not model memory.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
- title: RAP payment
Only reads 3Show 3 read-only tools
compare_rap_vs_standardCompares the new Repayment Assistance Plan with the Tiered Standard plan (P.L.No findings
Why it is in this group
- The name "compare_rap_vs_standard" says "compare": a word for reading.
Description, as the server wrote it Compares the new Repayment Assistance Plan with the Tiered Standard plan (P.L. 119-21: 10 years under $25,000, 15 under $50,000, 20 under $100,000, 25 at $100,000 or more) and, for borrowers with no loan made on or after July 1, 2026, the 10-year Standard plan. Returns monthly payment, months, total paid, interest waived, principal match and the amount cancelled after 360 RAP payments, assuming constant income and on-time payments. Says which plans count for PSLF (RAP yes, Tiered Standard no).
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
- title: RAP vs Standard
get_federal_loan_limitsReturns federal Direct Loan borrowing limits in force on a date.No findings
Why it is in this group
- The name "get_federal_loan_limits" says "get": a word for reading.
Description, as the server wrote it Returns federal Direct Loan borrowing limits in force on a date. From July 1, 2026 (P.L. 119-21 sec. 81001): Grad PLUS ends for new borrowers; graduate unsubsidized $20,500 a year / $100,000 aggregate; professional $50,000 a year / $200,000 aggregate; Parent PLUS $20,000 a year and $65,000 total per dependent student across all parents; $257,500 lifetime cap; less-than-full-time proration; the interim exception for students enrolled with a loan on June 30, 2026. Undergraduate limits ($5,500-$7,500 dependent, $9,500-$12,500 independent) from the FSA Handbook.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
- title: Federal loan limits
get_plan_transition_datesLists the dated steps of the federal student loan repayment overhaul: SAVE ended by court order (March 2026) with 90-day servicer notices from July 1, 2026 plus a final 30-day noti…No findings
Why it is in this group
- The name "get_plan_transition_dates" says "get": a word for reading.
Description, as the server wrote it Lists the dated steps of the federal student loan repayment overhaul: SAVE ended by court order (March 2026) with 90-day servicer notices from July 1, 2026 plus a final 30-day notice; RAP and the Tiered Standard plan from July 1, 2026; deferment and forbearance limits on loans from July 1, 2027; PAYE and ICR end and remaining borrowers move to RAP or IBR on July 1, 2028; the Parent PLUS consolidation deadline of June 30, 2028. Marks each as past or upcoming against a date and gives the current status of every plan.
Annotations the server declares
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
- title: Plan transition dates
This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.
Exfil surface
Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.
No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.
- Reads private data0
- Reads files, mail, messages, databases, secrets, calendars or repositories.
- Reads text others write0
- Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
- Can send data out0
- Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.
Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.
Findings
Matches of fixed checks, with the text they matched.
The server marks "calculate_rap_payment" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
What this check looks forMatched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "calculate_rap_payment" says "payment": a word that usually means money moves, which cannot be taken back.
History
Changes to its tool definitions and to its remote endpoint, newest first.
No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.
Install
Pinned to version 1.0.0. Values in angle brackets are yours to fill in.
claude mcp add --transport http student-loan-repayment-assistance-plan-calculator https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcpclaude mcp add --transport http student-loan-repayment-assistance-plan-calculator https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcpRun in a terminal.
Claude Code permissions
Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.
{
"permissions": {
"allow": [
"mcp__student-loan-repayment-assistance-plan-calculator__compare_rap_vs_standard",
"mcp__student-loan-repayment-assistance-plan-calculator__get_federal_loan_limits",
"mcp__student-loan-repayment-assistance-plan-calculator__get_plan_transition_dates"
],
"ask": [
"mcp__student-loan-repayment-assistance-plan-calculator__calculate_rap_payment"
],
"deny": []
}
}Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as student-loan-repayment-assistance-plan-calculator. Review it before you use it.
Pin
Keep the decision: fail CI when the tools change, follow every change, or show a badge.
Pin in CI
Fail a build when the tools you reviewed are not the tools the server serves today.
curl -s "https://anlyon.dev/api/v1/servers/io.github.theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp/verify?hash=ba0d22e18e3b89519bf40b3b686d23c7b3ff52390652f6101adeb1bc9a6ffb5d" | jq -e '.changed == false'Pinned hash ba0d22e18e3b, from Nov 2, 2026, 05:19 UTC.
Watch
Get told when its tools change: a new tool, a new description, a new class.
https://anlyon.dev/servers/io.github.theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp/changes.xmlAn Atom feed. Works in any feed reader or Slack's RSS app.
Badge
[](https://anlyon.dev/servers/io.github.theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp)Source: MCP Registry · repository. Synced Nov 2, 2026, 05:17 UTC.