KeyReady — Australian home loan readiness
io.github.silas-dsc/keyreadysilas-dscstreamable-httpv1.0.0Scanned
Australian home loan readiness: ~90 lenders' rules, stamp duty, grants, 5% Deposit Scheme, rates
5 tools: 1 do something that can't be undone, 3 change things and 1 only read.
- Reads private data · 0
- Reads text others write · 1
- Can send data out · 1
- No findings
Anlyon alternative
4 of these tools change something. Run those as governed actions.
Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.
Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.
Import an OpenAPI spec →Tools
Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.
5 tools
Can't be undone 1Claude Code: ask
refer_to_brokerSend the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them.Reads text others writeCan send data outNo findings
Why it is in this group
- The description's first verb is "send": a word for sending, and what is sent cannot be taken back.
What it can reach
- untrusted-inputThe server marks it openWorldHint: true: it reaches things outside the server's own data.
- outboundThe description's first verb is "send": it sends or publishes something to other people.
- outboundThe input takes a destination (input.phone): what the tool writes goes there.
Description, as the server wrote it Send the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them. ONLY call this after you have shown the user this disclosure and they have explicitly agreed in this conversation: This site is run by Goodlend Mortgage Brokers (Gariwed Falls Pty Ltd (ACN 682 875 798) ATF Holvor Investments Unit Trust No. 1), Credit Representative 556461 of Connective Credit Services Pty Ltd, ACL 389328. If you ask to be contacted, your details and report go only to us. If you take out a loan with our help, the lender pays us commission, as set out in the Credit Guide we give you before we help; you never pay us a fee. Collect their name, email and phone. The user then gets an email link to confirm before the broker sees anything. Never call it on the user’s behalf without that agreement.
Annotations the server declares
- readOnlyHint: false
- destructiveHint: false
- idempotentHint: false
- openWorldHint: true
Changes things 3Claude Code: ask
assess_home_loan_readinessCheck a borrower’s situation against each Australian lender’s published rules.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Check a borrower’s situation against each Australian lender’s published rules. Returns how many lenders it fits, borrowing power, LVR, stamp duty, grants, 5% Deposit Scheme eligibility, profession LMI waivers, the fastest fixes and a link to the full interactive report.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- idempotentHint: true
calculate_stamp_dutyExact 2026–27 transfer (stamp) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purc…No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Exact 2026–27 transfer (stamp) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purchaser surcharge.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- idempotentHint: true
check_5_percent_deposit_schemeCheck eligibility for the Australian Government 5% Deposit Scheme (First Home Guarantee) or Family Home Guarantee (single parents, 2% deposit), including the property price cap for…No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Check eligibility for the Australian Government 5% Deposit Scheme (First Home Guarantee) or Family Home Guarantee (single parents, 2% deposit), including the property price cap for the area.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- idempotentHint: true
Only reads 1Show 1 read-only tool
list_lender_ratesLive variable principal-and-interest home loan rates at a given LVR from lenders’ Open Banking product data (as of 2026-10-25).No findings
Why it is in this group
- The name "list_lender_rates" says "list": a word for reading.
Description, as the server wrote it Live variable principal-and-interest home loan rates at a given LVR from lenders’ Open Banking product data (as of 2026-10-25). Lender names are masked.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- idempotentHint: true
This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.
Exfil surface
Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.
No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data.
- Reads private data0
- Reads files, mail, messages, databases, secrets, calendars or repositories.
- Reads text others write1
- Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
- Can send data out1
- Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.
Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.
Findings
Matches of fixed checks, with the text they matched.
No check matched anything in these tool definitions. That is not a safety guarantee.
History
Changes to its tool definitions and to its remote endpoint, newest first.
No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.
Install
Pinned to version 1.0.0. Values in angle brackets are yours to fill in.
claude mcp add --transport http keyready https://mcp.keyready.au/mcpclaude mcp add --transport http keyready https://mcp.keyready.au/mcpRun in a terminal.
Claude Code permissions
Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.
{
"permissions": {
"allow": [
"mcp__keyready__list_lender_rates"
],
"ask": [
"mcp__keyready__assess_home_loan_readiness",
"mcp__keyready__calculate_stamp_duty",
"mcp__keyready__check_5_percent_deposit_scheme",
"mcp__keyready__refer_to_broker"
],
"deny": []
}
}Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as keyready. Review it before you use it.
Capability tags behind 1 rule
- mcp__keyready__refer_to_broker untrusted-input, outbound
Pin
Keep the decision: fail CI when the tools change, follow every change, or show a badge.
Pin in CI
Fail a build when the tools you reviewed are not the tools the server serves today.
curl -s "https://anlyon.dev/api/v1/servers/io.github.silas-dsc/keyready/verify?hash=ab778caeebd8ee28a18cb1076ff17047556f938710fbad7fe6aec35a243e8f92" | jq -e '.changed == false'Pinned hash ab778caeebd8, from Oct 27, 2026, 22:18 UTC.
Watch
Get told when its tools change: a new tool, a new description, a new class.
https://anlyon.dev/servers/io.github.silas-dsc/keyready/changes.xmlAn Atom feed. Works in any feed reader or Slack's RSS app.
Badge
[](https://anlyon.dev/servers/io.github.silas-dsc/keyready)Source: MCP Registry · repository. Synced Oct 27, 2026, 22:18 UTC.