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Relendi — Commercial Real Estate Loan Tools

by royamir1 · remote · no sign-in to list tools · v0.2.0 · published by GitHub user royamir1

Free CRE loan sizing, DSCR stress tests, payments, closing costs and cited lending knowledge.

Final · 1Changes · 7

11 tools: 1 do something that can't be undone, 7 change things and 3 only read.

Scanned Oct 21, 2026

2 checks matched something in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http relendi-cre https://relendi.com/api/mcp/public

Findings

Matches of fixed checks, with the text they matched.

2 warn
  • The server marks "run_scenario" read-only (readOnlyHint: true), and its own name, description or input give the class "write".

    Matched text

    annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The name "run_scenario" says "run": a word for a change.

    What this check looks for
  • The server marks "calculate_payment" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

    Matched text

    annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The name "calculate_payment" says "payment": a word that usually means money moves, which cannot be taken back.

    What this check looks for

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

11 tools

Can't be undone 1Claude Code: ask
  • calculate_paymentAmortizing and interest-only payment math for a commercial loan: monthly and annual debt service, total interest over the term, and the balloon balance at maturity when the term is…1 finding

    Why it is in this group

    • The name "calculate_payment" says "payment": a word that usually means money moves, which cannot be taken back.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.

    Findings

    • Warn

      The server marks "calculate_payment" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".

      Matched text

      annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The name "calculate_payment" says "payment": a word that usually means money moves, which cannot be taken back.

      What this check looks for
    Description, as the server wrote it
    Amortizing and interest-only payment math for a commercial loan: monthly and annual debt service, total interest over the term, and the balloon balance at maturity when the term is shorter than the amortization (the normal CRE case — a 10-year term on a 30-year schedule).

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
Changes things 7Claude Code: ask
  • ask_cre_questionAsk a plain-English question about commercial real estate lending and get a short answer grounded in Relendi's knowledge base, with citations.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Ask a plain-English question about commercial real estate lending and get a short answer grounded in Relendi's knowledge base, with citations. For loan math prefer size_loan or run_scenario, which are exact.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • calculate_metricsCompute the standard commercial real estate underwriting metrics from raw figures: NOI, cap rate, DSCR, debt yield, LTV, LTC, operating expense ratio, break-even occupancy and yiel…No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Compute the standard commercial real estate underwriting metrics from raw figures: NOI, cap rate, DSCR, debt yield, LTV, LTC, operating expense ratio, break-even occupancy and yield on cost. Supply whatever you have — each metric is returned only when its inputs are present, with the formula used. Use this instead of computing CRE ratios yourself.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • estimate_closing_costsItemize commercial closing costs for a New York or Florida transaction — lender, title, government (mortgage recording tax, transfer taxes) prepaid and third-party lines.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Itemize commercial closing costs for a New York or Florida transaction — lender, title, government (mortgage recording tax, transfer taxes) prepaid and third-party lines. Returns every line item plus totals. For New York you MUST say whether the property is in New York City: the city's recording and transfer taxes are several times the upstate rates and one of them does not exist outside the five boroughs.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • prepare_dealPrepare a Move this deal to Relendi link from the user's CRE scenario.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Prepare a Move this deal to Relendi link from the user's CRE scenario. Use when the user wants to keep a deal, continue in Relendi, or carry property details beyond a calculator. Include only facts the user supplied, not guessed values or calculated loan limits as a requested amount. This does not save or submit anything: the user follows the link, reviews the inputs and signs up or signs in to save a private draft. Do not include personal or account information.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • run_scenarioRun what-if loan sizing across a range of assumptions: a rate ladder, an NOI sensitivity table, or the feasibility of a target loan amount against each constraint.1 finding

    Why it is in this group

    • The name "run_scenario" says "run": a word for a change.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.

    Findings

    • Warn

      The server marks "run_scenario" read-only (readOnlyHint: true), and its own name, description or input give the class "write".

      Matched text

      annotations: {"readOnlyHint":true,"destructiveHint":false,"openWorldHint":false}; The name "run_scenario" says "run": a word for a change.

      What this check looks for
    Description, as the server wrote it
    Run what-if loan sizing across a range of assumptions: a rate ladder, an NOI sensitivity table, or the feasibility of a target loan amount against each constraint. Deterministic — same math as size_loan, swept.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • size_loanSize a commercial real estate loan from first principles.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Size a commercial real estate loan from first principles. Returns the maximum supportable loan as the MINIMUM of four constraints — loan-to-value, debt-service-coverage, debt yield and loan-to-cost — plus which one binds. Deterministic math on the numbers you supply; it does not quote lender terms.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • stress_testStress a loan against rate shocks, income decline, and combined scenarios.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Stress a loan against rate shocks, income decline, and combined scenarios. Returns stressed DSCR per scenario with a pass/marginal/fail verdict — the same tests a credit committee runs. Rates are PERCENT (7.25 = 7.25%).

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
Only reads 3Claude Code: allow
  • analyze_cash_out_refinanceFull cash-out refinance waterfall: the largest new loan the property supports across LTV, DSCR and debt-yield, then down through payoff, prepayment penalty and closing costs to net…No findings

    Why it is in this group

    • The name "analyze_cash_out_refinance" says "analyze": a word for reading.
    Description, as the server wrote it
    Full cash-out refinance waterfall: the largest new loan the property supports across LTV, DSCR and debt-yield, then down through payoff, prepayment penalty and closing costs to net cash in hand. Includes NY CEMA savings when applicable. prepaymentPenaltyPercent is REQUIRED — omitting a penalty overstates the borrower's proceeds by its entire amount, so state 0 explicitly when there is none.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • compare_loan_offersRank competing loan offers by true cost of capital, not headline rate.No findings

    Why it is in this group

    • The name "compare_loan_offers" says "compare": a word for reading.
    Description, as the server wrote it
    Rank competing loan offers by true cost of capital, not headline rate. Accounts for origination, exit and other fees over the actual term, and returns an effective rate, total cost and fee burden in basis points for each — so a 'cheaper' rate with heavy fees sorts correctly.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • search_cre_knowledgeSearch Relendi's curated commercial-real-estate knowledge base — lending concepts, deal lifecycle, typical fees and timelines.No findings

    Why it is in this group

    • The name "search_cre_knowledge" says "search": a word for reading.
    Description, as the server wrote it
    Search Relendi's curated commercial-real-estate knowledge base — lending concepts, deal lifecycle, typical fees and timelines. Returns source-cited excerpts. Use it to ground CRE answers rather than relying on memory.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 0.2.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http relendi-cre https://relendi.com/api/mcp/public

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__relendi-cre__analyze_cash_out_refinance",
      "mcp__relendi-cre__compare_loan_offers",
      "mcp__relendi-cre__search_cre_knowledge"
    ],
    "ask": [
      "mcp__relendi-cre__size_loan",
      "mcp__relendi-cre__run_scenario",
      "mcp__relendi-cre__calculate_metrics",
      "mcp__relendi-cre__calculate_payment",
      "mcp__relendi-cre__stress_test",
      "mcp__relendi-cre__estimate_closing_costs",
      "mcp__relendi-cre__ask_cre_question",
      "mcp__relendi-cre__prepare_deal"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as relendi-cre. Review it before you use it.