AllClear Lending
io.github.lunarpenguin214/allclear-lendinglunarpenguin214streamable-httpv0.1.0Scanned
US lenders by industry and state, state brokering rules, and the next-best option after a decline.
8 tools: 7 change things and 1 only read.
- Reads private data · 0
- Reads text others write · 0
- Can send data out · 0
- No findings
Anlyon alternative
7 of these tools change something. Run those as governed actions.
Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.
Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.
Import an OpenAPI spec →Tools
Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.
8 tools
Changes things 7Claude Code: ask
estimate_matchLane PC (investor property) or BC (business capital).No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Lane PC (investor property) or BC (business capital). Returns program TYPES with plain descriptions and typical ranges from categorical answers plus optional rounded figures. An estimated match, never an offer. PC answers: deal (purchase|refinance|purchase_rehab), occupancy (investment|owner), owner (entity|individual), propertyType (1-4|5-20|mixed), experience (0|1-2|3-5|6+), exit (sell|dscr|unsure), optional purchasePrice, rehabBudget, afterRepairValue. BC answers: timeInBusiness (<1|1-2|2-5|5+), nsf (0|1-3|4+), openPositions (no|yes), use (inventory|equipment|payroll|expansion|refinance|other), optional monthlyDeposits, amount.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
industry_overviewFor one industry: ease tier (A–D), products that fit, lenders that serve or restrict it, SBA eligibility, specialty programs, the best first route, the dignity fallback when everyt…No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it For one industry: ease tier (A–D), products that fit, lenders that serve or restrict it, SBA eligibility, specialty programs, the best first route, the dignity fallback when everything declines, and research white space.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
lender_programThe full public record for a program id returned by find_lenders, or every program of one institution by name.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it The full public record for a program id returned by find_lenders, or every program of one institution by name.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
lender_statsApproval rate, funded rate and median days to decision per lender, from reported outcomes, by program, institution, industry or state.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it Approval rate, funded rate and median days to decision per lender, from reported outcomes, by program, institution, industry or state. A cell is shown only with 5 or more outcomes, or when you reported into it. Counts of decisions, not predictions.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
next_best_optionThe decline-with-dignity waterfall: given why a business was declined (and optional profile bands), the next rungs to try, cheapest for the owner first, down to free nonprofit cred…No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it The decline-with-dignity waterfall: given why a business was declined (and optional profile bands), the next rungs to try, cheapest for the owner first, down to free nonprofit credit counseling. Never a dead end.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
report_outcomeAdd one submission outcome to the shared outcome graph: which lender, what kind of file (bands), and the decision.No findings
Why it is in this group
- The description's first verb is "add": a word for a change.
Description, as the server wrote it Add one submission outcome to the shared outcome graph: which lender, what kind of file (bands), and the decision. No names, amounts or identifiers. Reporting unlocks lender_stats for the cells you report into (give-to-get). Pass the same reporter_key (or X-AllClear-Key header) each time.
Annotations the server declares
- readOnlyHint: false
- destructiveHint: false
- idempotentHint: false
- openWorldHint: false
state_rulesWhat a broker needs in a state, by lane (investor real estate, consumer, working capital, SBA, cards): status, the rule, the gate, open counsel questions and sources.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it What a broker needs in a state, by lane (investor real estate, consumer, working capital, SBA, cards): status, the rule, the gate, open counsel questions and sources. Researched: NY, CT, NJ, PA, MA, FL; other states return the general notes. Research notes, not legal advice.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
Only reads 1Show 1 read-only tool
find_lendersNamed lenders and programs for an industry, optionally filtered by state and product and ranked cheapest-suitable first for the bands given.No findings
Why it is in this group
- The name "find_lenders" says "find": a word for reading.
Description, as the server wrote it Named lenders and programs for an industry, optionally filtered by state and product and ranked cheapest-suitable first for the bands given. Returns institution, program, products, geography, broker path, submission channel and the source URL. Not an offer; lenders decide.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.
Exfil surface
Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.
No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.
- Reads private data0
- Reads files, mail, messages, databases, secrets, calendars or repositories.
- Reads text others write0
- Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
- Can send data out0
- Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.
Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.
Findings
Matches of fixed checks, with the text they matched.
No check matched anything in these tool definitions. That is not a safety guarantee.
History
Changes to its tool definitions and to its remote endpoint, newest first.
No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.
Install
Pinned to version 0.1.0. Values in angle brackets are yours to fill in.
claude mcp add --transport http allclear-lending https://fundingos.consultincllc.workers.dev/mcpclaude mcp add --transport http allclear-lending https://fundingos.consultincllc.workers.dev/mcpRun in a terminal.
Claude Code permissions
Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.
{
"permissions": {
"allow": [
"mcp__allclear-lending__find_lenders"
],
"ask": [
"mcp__allclear-lending__lender_program",
"mcp__allclear-lending__industry_overview",
"mcp__allclear-lending__estimate_match",
"mcp__allclear-lending__state_rules",
"mcp__allclear-lending__next_best_option",
"mcp__allclear-lending__report_outcome",
"mcp__allclear-lending__lender_stats"
],
"deny": []
}
}Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as allclear-lending. Review it before you use it.
Pin
Keep the decision: fail CI when the tools change, follow every change, or show a badge.
Pin in CI
Fail a build when the tools you reviewed are not the tools the server serves today.
curl -s "https://anlyon.dev/api/v1/servers/io.github.lunarpenguin214/allclear-lending/verify?hash=61cce327ba231dfdbbd9561bbb817ed8878ce15260b2056ab2612da51e0cc1f2" | jq -e '.changed == false'Pinned hash 61cce327ba23, from Nov 4, 2026, 10:18 UTC.
Watch
Get told when its tools change: a new tool, a new description, a new class.
https://anlyon.dev/servers/io.github.lunarpenguin214/allclear-lending/changes.xmlAn Atom feed. Works in any feed reader or Slack's RSS app.
Badge
[](https://anlyon.dev/servers/io.github.lunarpenguin214/allclear-lending)Source: MCP Registry. Synced Nov 4, 2026, 10:17 UTC.