Income Checker

by Tariqlearnstocode · remote · no sign-in to list tools · v1.0.0 · published by GitHub user Tariqlearnstocode

Income and rent calculators, pay stub math checks, and bank-based income analysis tools.

Final · 3Changes · 6

Compare Registry entry

13 tools: 3 do something that can't be undone, 6 change things and 4 only read.

Scanned Oct 21, 2026

Deletes or cancels0Claude Code: deny
Can't be undone3Claude Code: ask: see these tools
Changes things6Claude Code: ask: see these tools
Only reads4Claude Code: allow: see these tools

3 checks matched something in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http incomechecker https://incomechecker.com/mcp

Findings

Matches of fixed checks, with the text they matched.

3 warn

Warnstart_income_verification
The server marks "start_income_verification" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
Matched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "start_income_verification" says "start": a word for a change.
What this check looks for
Warnmonthly_income_from_pay
The server marks "monthly_income_from_pay" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
Matched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "monthly_income_from_pay" says "pay": a word that usually means money moves, which cannot be taken back.
What this check looks for
Warncheck_pay_stub_math
The server marks "check_pay_stub_math" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
Matched text
annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "check_pay_stub_math" says "pay": a word that usually means money moves, which cannot be taken back.
What this check looks for

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

13 tools

Can't be undone 3Sends, pays, publishes or merges: once done, it cannot be taken back.Claude Code: ask

check_pay_stub_mathChecks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to…1 finding
Why it is in this group
- The name "check_pay_stub_math" says "pay": a word that usually means money moves, which cannot be taken back.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "check_pay_stub_math" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
  Matched text
  annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "check_pay_stub_math" says "pay": a word that usually means money moves, which cannot be taken back.
  What this check looks for
Description, as the server wrote it
Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers. Read the numbers off the stub and pass them in. Flags items for follow-up; it does not authenticate a document or prove fraud.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
monthly_income_from_payConverts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.1 finding
Why it is in this group
- The name "monthly_income_from_pay" says "pay": a word that usually means money moves, which cannot be taken back.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "monthly_income_from_pay" read-only (readOnlyHint: true), and its own name, description or input give the class "irreversible".
  Matched text
  annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "monthly_income_from_pay" says "pay": a word that usually means money moves, which cannot be taken back.
  What this check looks for
Description, as the server wrote it
Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
send_verification_requestUses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid.No findings
Why it is in this group
- The name "send_verification_request" says "send": a word for sending, and what is sent cannot be taken back.
Description, as the server wrote it
Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name and email with the user before calling. The report is ready after the applicant connects; check it with list_verifications or get_report.
Annotations the server declares
- readOnlyHint: false
- destructiveHint: false
- idempotentHint: false
- openWorldHint: true

Changes things 6Creates or changes something that can be changed back.Claude Code: ask

buy_creditsCreates a secure Stripe checkout link for a pack of non-expiring verification credits.No findings
Why it is in this group
- The description's first verb is "create": a word for a change.
Description, as the server wrote it
Creates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $5.00, 3 for $15.00, 5 for $25.00, 10 for $50.00, 25 for $125.00, 50 for $250.00. Give the user the link to pay; credits are added once payment completes.
Annotations the server declares
- readOnlyHint: false
- destructiveHint: false
- openWorldHint: true
debt_to_incomeFront-end (housing) and back-end debt-to-income ratios with common lender bands.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it
Front-end (housing) and back-end debt-to-income ratios with common lender bands.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
prorated_rentRent owed for a partial first month, from the move-in date through the end of that month.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it
Rent owed for a partial first month, from the move-in date through the end of that month.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
rent_affordabilityAffordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it
Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
rent_to_incomeIncome needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given.No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it
Income needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly figures.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
start_income_verificationReturns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself.1 finding
Why it is in this group
- The name "start_income_verification" says "start": a word for a change.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Findings
- Warn
  The server marks "start_income_verification" read-only (readOnlyHint: true), and its own name, description or input give the class "write".
  Matched text
  annotations: {"readOnlyHint":true,"destructiveHint":false,"idempotentHint":true,"openWorldHint":false}; The name "start_income_verification" says "start": a word for a change.
  What this check looks for
Description, as the server wrote it
Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants to actually verify or check someone’s income, not just learn how.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true

Only reads 4Looks things up and changes nothing.Claude Code: allow

get_accountShows the signed-in user’s email and how many verification credits they have left.No findings
Why it is in this group
- The name "get_account" says "get": a word for reading.
Description, as the server wrote it
Shows the signed-in user’s email and how many verification credits they have left.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
get_reportReturns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances.No findings
Why it is in this group
- The name "get_report" says "get": a word for reading.
Description, as the server wrote it
Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as estimates, never as verified or approved income.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
how_to_verify_incomeExplains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limi…No findings
Why it is in this group
- The description's first verb is "explain": a word for reading.
Description, as the server wrote it
Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits. Use when someone asks how to verify, check, or prove income.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false
- destructiveHint: false
- idempotentHint: true
list_verificationsLists the signed-in user’s income verification requests, newest first, with status and report links.No findings
Why it is in this group
- The name "list_verifications" says "list": a word for reading.
Description, as the server wrote it
Lists the signed-in user’s income verification requests, newest first, with status and report links.
Annotations the server declares
- readOnlyHint: true
- openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.0.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http incomechecker https://incomechecker.com/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json

{
  "permissions": {
    "allow": [
      "mcp__incomechecker__how_to_verify_income",
      "mcp__incomechecker__get_account",
      "mcp__incomechecker__list_verifications",
      "mcp__incomechecker__get_report"
    ],
    "ask": [
      "mcp__incomechecker__start_income_verification",
      "mcp__incomechecker__monthly_income_from_pay",
      "mcp__incomechecker__rent_to_income",
      "mcp__incomechecker__rent_affordability",
      "mcp__incomechecker__debt_to_income",
      "mcp__incomechecker__prorated_rent",
      "mcp__incomechecker__check_pay_stub_math",
      "mcp__incomechecker__buy_credits",
      "mcp__incomechecker__send_verification_request"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as incomechecker. Review it before you use it.

Keep track

Get told when this server's tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/io.github.Tariqlearnstocode/incomechecker/changes.xml

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Source: MCP Registry. Synced Oct 21, 2026, 18:21 UTC.

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