Skip to content
anlyon.devby Anlyon

StudentLoan.help: federal repayment plan calculator

help.studentloan/studentloan-helpstudentloan.helpstreamable-httpv1.2026.1101.1Scanned

Federal student loan repayment estimates: RAP, IBR, Standard, Tiered Standard, PSLF, refinance.

3 tools: 3 only read.

Tools: 0 delete, 0 irreversible, 0 write, 3 read.
  • Reads private data · 0
  • Reads text others write · 0
  • Can send data out · 0
  • No findings

Tools listed without sign-in. Remote posture

Anlyon alternative

Run the operations that matter as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →
Compare with similar serversMarkdownJSONReport this listing

Tools

Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.

3 tools

Only reads 3Show 3 read-only tools
  • compare_refinance_offerGiven an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end)…No findings

    Why it is in this group

    • The name "compare_refinance_offer" says "compare": a word for reading.
    Description, as the server wrote it
    Given an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no lender rates of its own.

    Annotations the server declares

    • title: Compare a private refinance offer with federal plans
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • compare_repayment_plansEstimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to …No findings

    Why it is in this group

    • The name "compare_repayment_plans" says "compare": a word for reading.
    Description, as the server wrote it
    Estimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, PSLF timing for government or 501(c)(3) workers, and Parent PLUS options. Same math as the studentloan.help calculator. Estimates only.

    Annotations the server declares

    • title: Compare federal student loan repayment plans
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • get_plan_rulesThe published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 pove…No findings

    Why it is in this group

    • The name "get_plan_rules" says "get": a word for reading.
    Description, as the server wrote it
    The published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page link. Omit topic for the list of topics.

    Annotations the server declares

    • title: Federal repayment plan rules and sources
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.

Reads private data0
Reads files, mail, messages, databases, secrets, calendars or repositories.
Reads text others write0
Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
Can send data out0
Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Remote posture

What anyone on the internet sees at the remote endpoint: an anonymous initialize and tools/list, and the public OAuth metadata.

Tools listed without sign-in

Looked at Nov 2, 2026, 00:19 UTC, unchanged since Nov 2, 2026. No credentials were sent and no tool was called. What is looked at.

Reachable
yes
HTTP status of an anonymous initialize
200
tools/list served without credentials
yes
Tools that change things, listed without credentials
0
Protocol version
2025-06-18
WWW-Authenticate on 401
not observed
resource_metadata in WWW-Authenticate
not observed
RFC 9728 protected resource metadata
not observed
Authorization servers
not observed
Legacy HTTP+SSE transport
no
Dynamic client registration
not observed
Client ID metadata documents
not observed

Findings

Matches of fixed checks, with the text they matched.

No check matched anything in these tool definitions. That is not a safety guarantee.

History

Changes to its tool definitions and to its remote endpoint, newest first.

No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.

All changes to this server

Install

Pinned to version 1.2026.1101.1. Values in angle brackets are yours to fill in.

claude mcp add --transport http studentloan-help https://studentloan.help/mcp
claude mcp add --transport http studentloan-help https://studentloan.help/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__studentloan-help__compare_repayment_plans",
      "mcp__studentloan-help__compare_refinance_offer",
      "mcp__studentloan-help__get_plan_rules"
    ],
    "ask": [],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as studentloan-help. Review it before you use it.

Pin

Keep the decision: fail CI when the tools change, follow every change, or show a badge.

Pin in CI

Fail a build when the tools you reviewed are not the tools the server serves today.

curl -s "https://anlyon.dev/api/v1/servers/help.studentloan/studentloan-help/verify?hash=951ec2a860a0589d16047b997be6375d0e0eeed9110da7e23367eada64a1f164" | jq -e '.changed == false'

Pinned hash 951ec2a860a0, from Nov 1, 2026, 22:18 UTC.

Watch

Get told when its tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/help.studentloan/studentloan-help/changes.xml

An Atom feed. Works in any feed reader or Slack's RSS app.

Badge

anlyon.dev badge for help.studentloan/studentloan-help
[![anlyon.dev](https://anlyon.dev/badge/help.studentloan/studentloan-help.svg)](https://anlyon.dev/servers/help.studentloan/studentloan-help)

Source: MCP Registry. Synced Nov 1, 2026, 23:17 UTC.