PaydayLoan.Help: state payday loan rules
help.paydayloan/paydayloan-helppaydayloan.helpstreamable-httpv1.2026.1101.1Scanned
Payday loan laws for all 50 states and DC with sources, plus APR and renewal cost math.
3 tools: 1 change things and 2 only read.
- Reads private data · 1
- Reads text others write · 1
- Can send data out · 0
- No findings
Anlyon alternative
1 of these tools change something. Run those as governed actions.
Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.
Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.
Import an OpenAPI spec →Tools
Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.
3 tools
Changes things 1Claude Code: ask
payday_loan_costThe paydayloan.help cost calculator: from the amount borrowed, the fee per $100 and the days until due, returns the APR, the fee per period, total fees after a number of fee-only r…No findings
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
- The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
Description, as the server wrote it The paydayloan.help cost calculator: from the amount borrowed, the fee per $100 and the days until due, returns the APR, the fee per period, total fees after a number of fee-only renewals, the principal still owed, and the same amount as a federal credit union payday alternative loan (PAL) at the 28% maximum rate: monthly payment and total interest.
Annotations the server declares
- title: Payday loan APR and renewal cost
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
Only reads 2Show 2 read-only tools
get_state_payday_rulesOne state's (or DC's) payday loan law as published on paydayloan.help: whether payday loans are allowed, maximum loan, term, fee or rate cap, rollovers, cooling-off, concurrent loa…Reads private dataReads text others writeNo findings
Why it is in this group
- The name "get_state_payday_rules" says "get": a word for reading.
What it can reach
- private-dataThe description's first sentence says "database": it reads databases.
- untrusted-inputThe description's first sentence says "url": it reads web pages, which anyone can write.
Description, as the server wrote it One state's (or DC's) payday loan law as published on paydayloan.help: whether payday loans are allowed, maximum loan, term, fee or rate cap, rollovers, cooling-off, concurrent loans, extended payment plan, database, collection limits, other borrower rights, the regulator with license-lookup and complaint links, the statute citation, research date and confidence level, with every source URL.
Annotations the server declares
- title: Payday loan rules for a state
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
list_states_by_payday_ruleLists states (50 plus DC) by their payday loan rules as published on paydayloan.help: filter by status (allowed with limits, installment-only, or typical payday loans not allowed),…No findings
Why it is in this group
- The name "list_states_by_payday_rule" says "list": a word for reading.
Description, as the server wrote it Lists states (50 plus DC) by their payday loan rules as published on paydayloan.help: filter by status (allowed with limits, installment-only, or typical payday loans not allowed), by whether state law requires an extended payment plan, or by a list of state codes to compare. Each row gives the status, a one-paragraph summary, the payment-plan flag, research confidence and the state page link.
Annotations the server declares
- title: States by payday loan status or payment-plan rule
- readOnlyHint: true
- destructiveHint: false
- idempotentHint: true
- openWorldHint: false
This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.
Exfil surface
Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.
No private-data, untrusted-input, outbound path in this server alone: no tool is tagged outbound.
- Reads private data1
- Reads files, mail, messages, databases, secrets, calendars or repositories.
- Reads text others write1
- Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
- Can send data out0
- Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.
Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.
Findings
Matches of fixed checks, with the text they matched.
No check matched anything in these tool definitions. That is not a safety guarantee.
History
Changes to its tool definitions and to its remote endpoint, newest first.
No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.
Install
Pinned to version 1.2026.1101.1. Values in angle brackets are yours to fill in.
claude mcp add --transport http paydayloan-help https://paydayloan.help/mcpclaude mcp add --transport http paydayloan-help https://paydayloan.help/mcpRun in a terminal.
Claude Code permissions
Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.
{
"permissions": {
"allow": [
"mcp__paydayloan-help__get_state_payday_rules",
"mcp__paydayloan-help__list_states_by_payday_rule"
],
"ask": [
"mcp__paydayloan-help__payday_loan_cost"
],
"deny": []
}
}Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as paydayloan-help. Review it before you use it.
Capability tags behind 1 rule
- mcp__paydayloan-help__get_state_payday_rules private-data, untrusted-input
Pin
Keep the decision: fail CI when the tools change, follow every change, or show a badge.
Pin in CI
Fail a build when the tools you reviewed are not the tools the server serves today.
curl -s "https://anlyon.dev/api/v1/servers/help.paydayloan/paydayloan-help/verify?hash=c8118ea68b35fc4a3b544dd260f6888bd4b45cbbf194c2f7620909124b5f2c55" | jq -e '.changed == false'Pinned hash c8118ea68b35, from Nov 1, 2026, 22:18 UTC.
Watch
Get told when its tools change: a new tool, a new description, a new class.
https://anlyon.dev/servers/help.paydayloan/paydayloan-help/changes.xmlAn Atom feed. Works in any feed reader or Slack's RSS app.
Badge
[](https://anlyon.dev/servers/help.paydayloan/paydayloan-help)Source: MCP Registry. Synced Nov 1, 2026, 23:17 UTC.