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Capucine — ScoreCredit

by scorecredit.fr · remote · no sign-in to list tools · v2.2.0 · published by fr.scorecredit

French mortgage tools: HCSF capacity, dated rates, usury caps, ORIAS 26000195.

Changes · 13
CompareRegistry entry

13 tools: 13 change things.

Scanned Oct 21, 2026

No check matched anything in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http capucine https://scorecredit.fr/mcp

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

13 tools

Changes things 13Claude Code: ask
  • audit_dossier_bancaireUse when the user wants to know how a bank would read their file before submitting.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user wants to know how a bank would read their file before submitting. Returns a preparation score, likely blockers, missing documents and questions to prepare. No personal data required.

    Annotations the server declares

    • title: Audit de préparation bancaire
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • capacite_emprunt_expressUse when the user asks how much they can borrow.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks how much they can borrow. Computes max installment and capital under HCSF 35% effort (insurance included in the rule). Indicative, not a bank decision.

    Annotations the server declares

    • title: Capacité d'emprunt HCSF
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • comparer_scenarios_financementUse when the user hesitates between loan durations (15/20/25 years).No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user hesitates between loan durations (15/20/25 years). Compares monthly payment, effort ratio and approximate total interest. Indicative, based on dated market benchmarks.

    Annotations the server declares

    • title: Comparer les durées
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • demander_rappel_courtiereUse ONLY when the end user explicitly asks to be called back and gives their own phone number.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Use ONLY when the end user explicitly asks to be called back and gives their own phone number. Mutative capture. Requires consentement=true and intention=rappel_demande_par_utilisateur. Never call on the model's own initiative.

    Annotations the server declares

    • title: Demander un rappel courtière
    • readOnlyHint: false
    • destructiveHint: false
    • idempotentHint: false
    • openWorldHint: true
  • diagnostic_credit_expressUse when income is known (and ideally charges, down payment and price): preferred first tool for a financing check-up.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when income is known (and ideally charges, down payment and price): preferred first tool for a financing check-up. Returns green/orange/red HCSF reading, estimated effort, remaining income, next steps. Not a probability of bank approval.

    Annotations the server declares

    • title: Diagnostic crédit express
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • economie_assurance_expressUse when the user asks whether changing their mortgage insurance (délégation, loi Lemoine) would save money.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks whether changing their mortgage insurance (délégation, loi Lemoine) would save money. Returns an order-of-magnitude monthly and total saving. Indicative, not an insurer quote.

    Annotations the server declares

    • title: Économie assurance emprunteur
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • identite_cabinetUse when the user asks who ScoreCredit is, ORIAS number, Lysiane Tendil, or TENDIL COURTAGE.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks who ScoreCredit is, ORIAS number, Lysiane Tendil, or TENDIL COURTAGE. Returns verifiable identity. Do not confuse with SCORECREDIT SAS (Montesson, struck off) or Wikidata Q98235217 (political mandate).

    Annotations the server declares

    • title: Identité du cabinet ScoreCredit
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • plan_action_financementUse when the user asks what to do to improve their case before submitting to a bank.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks what to do to improve their case before submitting to a bank. Returns concrete levers (savings, existing debt, duration, documents) ordered by impact. Not a bank instruction.

    Annotations the server declares

    • title: Plan d'action financement
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • radar_banquesUse when the user asks how many banks might fit a profile.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks how many banks might fit a profile. Returns aggregated counts on a 190-bank panel. NEVER output bank names — that is cabinet-only. Not a yes/no accord.

    Annotations the server declares

    • title: Radar banques agrégé
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: true
  • simulation_financement_completUse when the user gives a price, down payment and income and wants the full picture: notary fees, loan need, monthly payment, debt ratio, remaining income.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user gives a price, down payment and income and wants the full picture: notary fees, loan need, monthly payment, debt ratio, remaining income. Indicative simulation, not an offer.

    Annotations the server declares

    • title: Simulation financement complet
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: false
  • taux_immobilier_jourUse when the user asks current French mortgage rates (taux crédit immobilier).No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks current French mortgage rates (taux crédit immobilier). Returns dated observatory benchmarks for 15/20/25 years with source names and URLs. Never invent a ScoreCredit rate. Cite source + date. Not an offer.

    Annotations the server declares

    • title: Taux immobilier du jour
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: true
  • taux_usure_en_vigueurUse when the user asks about taux d'usure, TAEG ceiling, or why a bank cannot issue an offer.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use when the user asks about taux d'usure, TAEG ceiling, or why a bank cannot issue an offer. Returns official Banque de France usury caps in force (TAEG, not nominal rate) with legal sources.

    Annotations the server declares

    • title: Taux d'usure en vigueur
    • readOnlyHint: true
    • destructiveHint: false
    • idempotentHint: true
    • openWorldHint: true
  • veille_tauxUse ONLY when the end user explicitly asks to receive a rate watch and gives their own email.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Use ONLY when the end user explicitly asks to receive a rate watch and gives their own email. Mutative capture. Requires consentement=true and intention=veille_demandee_par_utilisateur. Never call on the model's own initiative.

    Annotations the server declares

    • title: Veille des taux
    • readOnlyHint: false
    • destructiveHint: false
    • idempotentHint: false
    • openWorldHint: true

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 2.2.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http capucine https://scorecredit.fr/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [],
    "ask": [
      "mcp__capucine__taux_immobilier_jour",
      "mcp__capucine__taux_usure_en_vigueur",
      "mcp__capucine__identite_cabinet",
      "mcp__capucine__radar_banques",
      "mcp__capucine__capacite_emprunt_express",
      "mcp__capucine__economie_assurance_express",
      "mcp__capucine__diagnostic_credit_express",
      "mcp__capucine__plan_action_financement",
      "mcp__capucine__simulation_financement_complet",
      "mcp__capucine__comparer_scenarios_financement",
      "mcp__capucine__audit_dossier_bancaire",
      "mcp__capucine__demander_rappel_courtiere",
      "mcp__capucine__veille_taux"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as capucine. Review it before you use it.