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The Zebra

com.thezebra/insurancethezebra.comstreamable-httpv0.2.1Scanned

Compare car insurance quotes from top carriers and buy online with The Zebra, the comparison site.

3 tools: 2 change things and 1 only read.

Tools: 0 delete, 0 irreversible, 2 write, 1 read.
  • Reads private data · 0
  • Reads text others write · 1
  • Can send data out · 0
  • 1 finding

Anlyon alternative

2 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →
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Tools

Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.

3 tools

Changes things 2Claude Code: ask
  • zebra_get_rc1_ratesGet estimated auto insurance rates (RC1 quotes) for the user, from the carriers they can buy from online on The Zebra.Reads text others write1 finding

    Why it is in this group

    • The name "zebra_get_rc1_rates" says "get": a word for reading.
    • The server marks it as not read-only (readOnlyHint: false).

    What it can reach

    • untrusted-inputThe server marks it openWorldHint: true: it reaches things outside the server's own data.

    Findings

    • Warn

      The server marks "zebra_get_rc1_rates" as not read-only (readOnlyHint: false), and its words say it reads.

      Matched text

      annotations: {"readOnlyHint":false,"destructiveHint":false,"idempotentHint":false,"openWorldHint":true}; The name "zebra_get_rc1_rates" says "get": a word for reading.

      What this check looks for
    Description, as the server wrote it
    Get estimated auto insurance rates (RC1 quotes) for the user, from the carriers they can buy from online on The Zebra. Call zebra_start_session first and pass its quote_handle. Usually takes about 30 seconds: wait for the result rather than calling again or starting a new session. On UPSTREAM_UNAVAILABLE, retry once with the same quote_handle. Pass the quote_id of the quote the user picks to zebra_get_rate_action to learn how to continue. Calling this again for the same session replaces the earlier quotes, so their quote_ids stop working. Failures return a JSON error with a code, whether retrying may help, and any problems with specific user_responses fields.

    Annotations the server declares

    • destructiveHint: false
    • idempotentHint: false
    • openWorldHint: true
    • readOnlyHint: false
  • zebra_start_sessionStart a new car insurance quote.No findings

    Why it is in this group

    • The name "zebra_start_session" says "start": a word for a change.
    Description, as the server wrote it
    Start a new car insurance quote. Call this once, before any other quote tool, and pass the returned quote_handle to every later tool call for this quote.

    Annotations the server declares

    • destructiveHint: false
    • idempotentHint: false
    • openWorldHint: false
    • readOnlyHint: false
Only reads 1Show 1 read-only tool
  • zebra_get_rate_actionGet the next step for the quote the user chose.No findings

    Why it is in this group

    • The name "zebra_get_rate_action" says "get": a word for reading.
    Description, as the server wrote it
    Get the next step for the quote the user chose. Pass the quote_handle from zebra_start_session and the chosen quote's quote_id from zebra_get_rc1_rates. Give the user the returned url to continue buying the policy on The Zebra.

    Annotations the server declares

    • openWorldHint: false
    • readOnlyHint: true

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or outbound.

Reads private data0
Reads files, mail, messages, databases, secrets, calendars or repositories.
Reads text others write1
Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
Can send data out0
Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Findings

Matches of fixed checks, with the text they matched.

1 warn
  • Warnzebra_get_rc1_rates

    The server marks "zebra_get_rc1_rates" as not read-only (readOnlyHint: false), and its words say it reads.

    Matched text

    annotations: {"readOnlyHint":false,"destructiveHint":false,"idempotentHint":false,"openWorldHint":true}; The name "zebra_get_rc1_rates" says "get": a word for reading.

    What this check looks for

History

Changes to its tool definitions and to its remote endpoint, newest first.

No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.

All changes to this server

Install

Pinned to version 0.2.1. Values in angle brackets are yours to fill in.

claude mcp add --transport http insurance https://api.thezebra.com/mcp
claude mcp add --transport http insurance https://api.thezebra.com/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__insurance__zebra_get_rate_action"
    ],
    "ask": [
      "mcp__insurance__zebra_start_session",
      "mcp__insurance__zebra_get_rc1_rates"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as insurance. Review it before you use it.

Capability tags behind 1 rule
  • mcp__insurance__zebra_get_rc1_rates untrusted-input

Pin

Keep the decision: fail CI when the tools change, follow every change, or show a badge.

Pin in CI

Fail a build when the tools you reviewed are not the tools the server serves today.

curl -s "https://anlyon.dev/api/v1/servers/com.thezebra/insurance/verify?hash=4c7bb9bbc0745bfdaeec822671ebb8d83d10cc0b8331736eb16ac4f40aa35e8f" | jq -e '.changed == false'

Pinned hash 4c7bb9bbc074, from Nov 3, 2026, 20:18 UTC.

Watch

Get told when its tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/com.thezebra/insurance/changes.xml

An Atom feed. Works in any feed reader or Slack's RSS app.

Badge

anlyon.dev badge for com.thezebra/insurance
[![anlyon.dev](https://anlyon.dev/badge/com.thezebra/insurance.svg)](https://anlyon.dev/servers/com.thezebra/insurance)

Source: MCP Registry. Synced Nov 3, 2026, 20:17 UTC.