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HMDA Mortgage Data

by olyport.com · remote · no sign-in to list tools · v1.1.0 · published by com.olyport

Home mortgage lending patterns, denial rates, and fair lending data

Read only

4 tools: 4 only read.

Scanned Oct 21, 2026

No check matched anything in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http hmda https://mcp.olyport.com/hmda/mcp

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

4 tools

Only reads 4Claude Code: allow
  • get_aggregate_statsGet aggregate mortgage lending statistics for a geographic area.No findings

    Why it is in this group

    • The name "get_aggregate_stats" says "get": a word for reading.
    Description, as the server wrote it
    Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
  • get_denial_reasonsGet mortgage denial reasons breakdown for a geographic area.No findings

    Why it is in this group

    • The name "get_denial_reasons" says "get": a word for reading.
    Description, as the server wrote it
    Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
  • get_lending_by_raceGet mortgage lending patterns disaggregated by race and ethnicity.No findings

    Why it is in this group

    • The name "get_lending_by_race" says "get": a word for reading.
    Description, as the server wrote it
    Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
  • get_mortgage_dataGet Home Mortgage Disclosure Act (HMDA) loan-level data.No findings

    Why it is in this group

    • The name "get_mortgage_data" says "get": a word for reading.
    Description, as the server wrote it
    Get Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or county_fips) is recommended to limit results. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified. action_taken: Loan action code: '1' (originated), '2' (approved not accepted), '3' (denied), '4' (withdrawn), '5' (incomplete). loan_type: Loan type code: '1' (conventional), '2' (FHA-insured), '3' (VA-guaranteed), '4' (USDA/RHS). limit: Maximum number of records to return (default 100, max 1000).

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.1.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http hmda https://mcp.olyport.com/hmda/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__hmda__get_mortgage_data",
      "mcp__hmda__get_aggregate_stats",
      "mcp__hmda__get_denial_reasons",
      "mcp__hmda__get_lending_by_race"
    ],
    "ask": [],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as hmda. Review it before you use it.