Kinro

by kinro.com · remote · no sign-in to list tools · v0.4.0 · published by com.kinro

Business insurance advice and real carrier quotes for U.S. small businesses from a licensed broker.

Changes · 2

Compare Registry entry

2 tools: 2 change things.

Scanned Oct 21, 2026

Deletes or cancels0Claude Code: deny
Can't be undone0Claude Code: ask
Changes things2Claude Code: ask: see these tools
Only reads0Claude Code: allow

2 checks matched something in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http kinro https://api.kinro.com/mcp

Findings

Matches of fixed checks, with the text they matched.

1 warn1 info

Warnget_kinro_messages
The server marks "get_kinro_messages" as not read-only (readOnlyHint: false), and its words say it reads.
Matched text
annotations: {"readOnlyHint":false,"destructiveHint":false,"idempotentHint":false,"openWorldHint":false}; The name "get_kinro_messages" says "get": a word for reading.
What this check looks for
Infoask_kinro
The description is 2,118 characters long, over the 2,000 this check looks for.
Matched text
description ends: "...through the quote with the user, and never buy or enter payment details for them."
What this check looks for

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

2 tools

Changes things 2Creates or changes something that can be changed back.Claude Code: ask

ask_kinroAsk Kinro, a licensed business insurance broker, about the user’s business insurance: what coverage fits the business, carrier eligibility and exclusions, and quotes.Reads text others write1 finding
Why it is in this group
- Nothing in its name or description says what it does, so it is counted as a write.
What it can reach
- untrusted-inputThe server marks it openWorldHint: true: it reaches things outside the server's own data.
Findings
- Info
  The description is 2,118 characters long, over the 2,000 this check looks for.
  Matched text
  description ends: "...through the quote with the user, and never buy or enter payment details for them."
  What this check looks for
Description, as the server wrote it
Ask Kinro, a licensed business insurance broker, about the user’s business insurance: what coverage fits the business, carrier eligibility and exclusions, and quotes. Kinro’s AI advisor, Leo, answers. Kinro is not tied to any carrier: it gets real quotes from several carriers in one conversation, so the user does not have to start a separate quoting session with each carrier. Its answers rest on carrier underwriting rules and live quotes, and as the broker Kinro is accountable for its advice and carries errors and omissions insurance for it. Kinro returns coverage answers and any follow-up questions needed to prepare the request. You speak to Kinro for the user: tell it what the user needs, answer its follow-up questions from what the user has told you, ask the user what you do not know, and send the user’s follow-up requests in the same conversation. Kinro handles every conversation as a real insurance request, including on its test endpoint. When testing there and the user has you make up a business, choose details that look real, with no placeholders such as “Test Lane”, and give them as plain facts the way its owner would. Do not call the details fake, fictional, or a test, because Kinro does not quote details it is told are not real. The first call opens a Kinro insurance request for the business and saves what the user shares, so Kinro can prepare quotes. To quote, Kinro sends the business’s details to insurance carriers; carriers get no permission to contact the user. Kinro contacts the user outside this chat, by email or text, only at contact details the user shares and agrees to be contacted at. Each call sends a new message, so do not repeat a call to retry it. Kinro’s messages say what to expect next. Some answers, like quotes, arrive later: when Kinro says it is still working, call get_kinro_messages with wait set to true to get its next messages. A quote message links to the customer’s quote page on kinro.com, with the full quote and its documents: if you can open web pages, open it to go through the quote with the user, and never buy or enter payment details for them.
Annotations the server declares
- readOnlyHint: false
- destructiveHint: false
- idempotentHint: false
- openWorldHint: true
get_kinro_messagesRead this conversation with Kinro and get Kinro's new messages: the user's messages and Kinro's, oldest first, with each Kinro message you have not received before marked new.Reads private dataReads text others write1 finding
Why it is in this group
- The name "get_kinro_messages" says "get": a word for reading.
- The server marks it as not read-only (readOnlyHint: false).
What it can reach
- private-dataThe name "get_kinro_messages" says "get" and "message": it reads messages.
- private-dataThe description's first sentence says "read" and "conversation": it reads messages.
- untrusted-inputThe name "get_kinro_messages" says "get" and "message": it reads messages, which other people can write.
- untrusted-inputThe description's first sentence says "read" and "conversation": it reads messages, which other people can write.
Findings
- Warn
  The server marks "get_kinro_messages" as not read-only (readOnlyHint: false), and its words say it reads.
  Matched text
  annotations: {"readOnlyHint":false,"destructiveHint":false,"idempotentHint":false,"openWorldHint":false}; The name "get_kinro_messages" says "get": a word for reading.
  What this check looks for
Description, as the server wrote it
Read this conversation with Kinro and get Kinro's new messages: the user's messages and Kinro's, oldest first, with each Kinro message you have not received before marked new. Show the user every new message as written, including links. Returns the latest 5 messages by default; set limit (up to 100) for more or fewer, and new messages are always included. When Kinro says it is still working, for example on a reply or a quote, set wait to true: the call returns as soon as a new message arrives, or after a short wait with a note that nothing is new. Messages you already received stay readable, so use it to recover a reply or quote you missed or lost. It sends nothing to Kinro.
Annotations the server declares
- readOnlyHint: false
- destructiveHint: false
- idempotentHint: false
- openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged outbound.

Reads private data1: Reads files, mail, messages, databases, secrets, calendars or repositories.; get_kinro_messages
Reads text others write2: Brings in text someone else can write: web pages, inbound email, messages, issues and comments.; ask_kinro
get_kinro_messages
Can send data out0: Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Remote posture

What anyone on the internet sees at the remote endpoint: an anonymous initialize and tools/list, and the public OAuth metadata.

Looked at Oct 22, 2026, 14:34 UTC, unchanged since Oct 22, 2026. No credentials were sent and no tool was called. What is looked at.

Reachable: yes
HTTP status of an anonymous initialize: 200
tools/list served without credentials: yes
Tools that change things, listed without credentials: 2
Protocol version: 2025-06-18
WWW-Authenticate on 401: not observed
resource_metadata in WWW-Authenticate: none
RFC 9728 protected resource metadata: none
Authorization servers: none
Legacy HTTP+SSE transport: no
Dynamic client registration: not observed
Client ID metadata documents: not observed

WarnThe whole server
The endpoint served tools/list without credentials, and the list has 2 tools that change things (2 write). Whether a call also works without credentials was not tested: tools are never called.
Matched text
https://api.kinro.com/mcp: tools/list returned 2 tools to an anonymous client, including ask_kinro (write), get_kinro_messages (write)
What this check looks for

Install

Pinned to version 0.4.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http kinro https://api.kinro.com/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json

{
  "permissions": {
    "allow": [],
    "ask": [
      "mcp__kinro__ask_kinro",
      "mcp__kinro__get_kinro_messages"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as kinro. Review it before you use it.

Capability tags behind 2 rules

mcp__kinro__ask_kinro untrusted-input
mcp__kinro__get_kinro_messages private-data, untrusted-input

Keep track

Get told when this server's tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/com.kinro/kinro/changes.xml

An Atom feed. Works in any feed reader or Slack's RSS app.

Anlyon alternative

2 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →

Compare with other servers for the same product.

Source: MCP Registry. Synced Oct 21, 2026, 17:57 UTC.

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