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com.cleveralpha.www/calculators

com.cleveralpha.www/calculatorswww.cleveralpha.comstreamable-httpv1.0.0Scanned

9 deterministic IRS tax, RMD, Roth, Solo 401k, Form 1040, TALS, Estate & SBLOC calculators.

9 tools: 4 change things and 5 only read.

Tools: 0 delete, 0 irreversible, 4 write, 5 read.
  • Reads private data · 0
  • Reads text others write · 0
  • Can send data out · 0
  • No findings

Anlyon alternative

4 of these tools change something. Run those as governed actions.

Declare what an action changes, and Anlyon puts it under a shared limit, binds every approval to the exact request, and grades the outcome. It works on any HTTPS API you can describe as an action.

Anlyon does not run, proxy or govern this MCP server. A tool your own code calls directly is not routed through Anlyon and is not governed by it.

Import an OpenAPI spec →

Tools

Grouped by what each tool does, most consequential first. Open one for its reasons and full description; descriptions are the publisher's own words.

9 tools

Changes things 4Claude Code: ask
  • calculate_rmd_and_tax_cliffsUse this tool whenever a user asks to calculate their Required Minimum Distribution (RMD) for 2025, 2026, or 2027, Inherited IRA 10-year withdrawal schedule under Final Regulations…No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use this tool whenever a user asks to calculate their Required Minimum Distribution (RMD) for 2025, 2026, or 2027, Inherited IRA 10-year withdrawal schedule under Final Regulations T.D. 10001, Surviving Spouse IRA options and the Widow's Penalty tax jump, Qualified Charitable Distribution (QCD) tax savings, or SECURE 2.0 Sec. 302 missed-RMD penalty waivers (25% vs. 10% vs. Form 5329 RC waiver).

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • calculate_roth_conversionUse this tool whenever a user asks how much to convert from a Traditional/Rollover IRA to a Roth IRA, how to avoid crossing the next federal tax bracket or Medicare IRMAA cliff, ho…No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use this tool whenever a user asks how much to convert from a Traditional/Rollover IRA to a Roth IRA, how to avoid crossing the next federal tax bracket or Medicare IRMAA cliff, how the IRC Sec. 408(d)(2) Pro-Rata rule affects a Backdoor Roth IRA, or how to model a $72,000 Mega Backdoor Roth 401(k) conversion.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • calculate_savers_credit_and_2027_matchUse this tool whenever a user asks about the IRS Form 8880 Retirement Savings Contributions Credit (Saver's Credit under IRC Sec.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use this tool whenever a user asks about the IRS Form 8880 Retirement Savings Contributions Credit (Saver's Credit under IRC Sec. 25B), the new 2027 SECURE 2.0 50% Federal Treasury Saver's Match direct deposit (IRC Sec. 6433), the Form 8880 Line 4 prior-distribution reduction rule, or how lowering AGI via pre-tax 401(k)/IRA deductions unlocks the credit/match.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • simulate_form_1040_and_bracket_roomUse this tool whenever a user asks for a complete 2025, 2026, or 2027 Form 1040 federal tax return estimate, how much room they have left in their current marginal tax bracket, how…No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    • The server marks it read-only (readOnlyHint: true), but an annotation never lowers a class.
    Description, as the server wrote it
    Use this tool whenever a user asks for a complete 2025, 2026, or 2027 Form 1040 federal tax return estimate, how much room they have left in their current marginal tax bracket, how much Long-Term Capital Gains they can harvest at 0% federal tax, whether they will breach the 2026 ACA 400% FPL health insurance subsidy cliff (Form 8962), or how Social Security taxation (Line 6b), the OBBBA Schedule 1-A Senior Deduction (Line 13a), and Form 8995 QBI (Line 13b) flow through Form 1040.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
Only reads 5Show 5 read-only tools
  • analyze_concentrated_stock_talsUse this tool whenever an investor or advisor asks how to diversify a concentrated low-basis stock position, evaluates a 130/30, 150/50, 200/100, or 300/200 Tax-Aware Long-Short (T…No findings

    Why it is in this group

    • The name "analyze_concentrated_stock_tals" says "analyze": a word for reading.
    Description, as the server wrote it
    Use this tool whenever an investor or advisor asks how to diversify a concentrated low-basis stock position, evaluates a 130/30, 150/50, 200/100, or 300/200 Tax-Aware Long-Short (TALS) SMA (such as AQR, Cache, Brooklyn, or Neuberger Berman), wants to calculate TALS carrying costs (manager fee + custodian margin and short rebate spreads), or checks 2026 Charles Schwab and Fidelity TALS account minimums and restrictions.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • analyze_estate_tax_and_stepupUse this tool whenever a user asks about federal or state estate taxes, the 2026 $15,000,000 Single / $30,000,000 Married OBBBA estate tax exemption, whether to gift appreciated st…No findings

    Why it is in this group

    • The name "analyze_estate_tax_and_stepup" says "analyze": a word for reading.
    Description, as the server wrote it
    Use this tool whenever a user asks about federal or state estate taxes, the 2026 $15,000,000 Single / $30,000,000 Married OBBBA estate tax exemption, whether to gift appreciated stock/real estate during life (IRC Sec. 1015 carryover basis) vs. holding in a Revocable Living Trust until death for the IRC Sec. 1014 step-up in basis, Irrevocable Grantor Trusts / SLATs under IRS Revenue Ruling 2023-2 and Sec. 675(4)(C) swap powers, or state estate tax cliffs (NY, MA, WA, OR, IL, MD, MN, CT).

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • compare_sbloc_borrow_vs_sellUse this tool whenever a user needs cash liquidity (for a real estate purchase bridge, tax bill, tuition, or business investment) and asks whether they should sell appreciated stoc…No findings

    Why it is in this group

    • The name "compare_sbloc_borrow_vs_sell" says "compare": a word for reading.
    Description, as the server wrote it
    Use this tool whenever a user needs cash liquidity (for a real estate purchase bridge, tax bill, tuition, or business investment) and asks whether they should sell appreciated stocks/ETFs (paying capital gains tax gross-up) or borrow against their portfolio using a Securities-Backed Line of Credit (SBLOC), Schwab Pledged Asset Line (PAL), or margin loan. Computes the tax gross-up penalty, break-even borrowing interest rate, IRC Sec. 163(d) Form 4952 interest deduction, and LTV market-crash margin call buffer.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • compare_solo_401k_vs_sep_iraUse this tool whenever a self-employed business owner, freelancer, 1099 contractor, LLC, or S-Corporation owner asks to compare a Solo 401(k) against a SEP IRA, calculate maximum 2…No findings

    Why it is in this group

    • The name "compare_solo_401k_vs_sep_ira" says "compare": a word for reading.
    Description, as the server wrote it
    Use this tool whenever a self-employed business owner, freelancer, 1099 contractor, LLC, or S-Corporation owner asks to compare a Solo 401(k) against a SEP IRA, calculate maximum 2026 employee + employer contributions ($72,000 base / $80,000 age 50+ / $83,250 ages 60-63), solve for the lowest S-Corp W-2 salary that maxes out retirement contributions ($190,000 vs. $288,000), or evaluate Sec. 199A QBI deduction and Backdoor Roth Reverse Rollover effects.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false
  • get_irs_statutory_parametersUse this tool whenever a user asks for official 2025, 2026, or projected 2027 IRS tax brackets, standard deduction amounts, the $6,000 OBBBA Sec.No findings

    Why it is in this group

    • The name "get_irs_statutory_parameters" says "get": a word for reading.
    Description, as the server wrote it
    Use this tool whenever a user asks for official 2025, 2026, or projected 2027 IRS tax brackets, standard deduction amounts, the $6,000 OBBBA Sec. 70103 Senior Deduction phase-out, 401(k)/Solo 401(k)/SEP/IRA contribution and catch-up limits (including ages 60-63 SECURE 2.0 super catch-up), Medicare Part B and Part D IRMAA income brackets and surcharges, Qualified Charitable Distribution (QCD) caps, QLAC limits, RMD Uniform Lifetime Table III factors, or Form 8880 / 2027 Saver's Match thresholds.

    Annotations the server declares

    • readOnlyHint: true
    • destructiveHint: false
    • openWorldHint: false

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Exfil surface

Which tools read private data, which read text someone else can write, and which can send data out. One of each is a path a prompt injection can use.

No private-data, untrusted-input, outbound path in this server alone: no tool is tagged private-data or untrusted-input or outbound.

Reads private data0
Reads files, mail, messages, databases, secrets, calendars or repositories.
Reads text others write0
Brings in text someone else can write: web pages, inbound email, messages, issues and comments.
Can send data out0
Can carry data to people or systems: it sends, posts or publishes, or takes a recipient, channel or URL.

Other servers in the same agent add their own tools to these paths. Audit your whole setup to see them together.

Findings

Matches of fixed checks, with the text they matched.

No check matched anything in these tool definitions. That is not a safety guarantee.

History

Changes to its tool definitions and to its remote endpoint, newest first.

No change seen yet. Its tools are rescanned every day, and a remote endpoint is looked at once a week.

Install

Pinned to version 1.0.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http calculators https://cleveralpha-calculators.vercel.app/api/mcp
claude mcp add --transport http calculators https://cleveralpha-calculators.vercel.app/api/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change or a way out, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__calculators__get_irs_statutory_parameters",
      "mcp__calculators__compare_solo_401k_vs_sep_ira",
      "mcp__calculators__analyze_concentrated_stock_tals",
      "mcp__calculators__analyze_estate_tax_and_stepup",
      "mcp__calculators__compare_sbloc_borrow_vs_sell"
    ],
    "ask": [
      "mcp__calculators__calculate_rmd_and_tax_cliffs",
      "mcp__calculators__calculate_roth_conversion",
      "mcp__calculators__simulate_form_1040_and_bracket_room",
      "mcp__calculators__calculate_savers_credit_and_2027_match"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. A read that can send data out (it takes a URL, say) asks first too. It assumes the server is installed as calculators. Review it before you use it.

Pin

Keep the decision: fail CI when the tools change, follow every change, or show a badge.

Pin in CI

Fail a build when the tools you reviewed are not the tools the server serves today.

curl -s "https://anlyon.dev/api/v1/servers/com.cleveralpha.www/calculators/verify?hash=c69f622bd0eccc8ea2f913fb2bf674c502bd33c04e5cc5c8ab0020b7b2a503bb" | jq -e '.changed == false'

Pinned hash c69f622bd0ec, from Nov 3, 2026, 00:17 UTC.

Watch

Get told when its tools change: a new tool, a new description, a new class.

https://anlyon.dev/servers/com.cleveralpha.www/calculators/changes.xml

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Badge

anlyon.dev badge for com.cleveralpha.www/calculators
[![anlyon.dev](https://anlyon.dev/badge/com.cleveralpha.www/calculators.svg)](https://anlyon.dev/servers/com.cleveralpha.www/calculators)

Source: MCP Registry. Synced Nov 3, 2026, 00:17 UTC.