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au.com.manageyourloans/mortgage-tools

by manageyourloans.com.au · remote · no sign-in to list tools · v1.0.0 · published by au.com.manageyourloans

Australian mortgage tools: repayment & borrowing-power calculators, guidance & enquiry capture.

Changes · 4
CompareRegistry entry

6 tools: 4 change things and 2 only read.

Scanned Oct 21, 2026

No check matched anything in the tool definitions. No finding is not a safety guarantee. How the checks work.

claude mcp add --transport http mortgage-tools https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp

Tools

Open a tool for its reasons and full description. Descriptions are the publisher's own words, shown as they are.

6 tools

Changes things 4Claude Code: ask
  • calculate_repaymentsEstimate monthly & fortnightly principal-and-interest repayments and total interest for a home/personal loan scenario.No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Estimate monthly & fortnightly principal-and-interest repayments and total interest for a home/personal loan scenario. Indicative only — not a quote. Args: principal: Loan amount in AUD (e.g. 500000). annual_rate_pct: Annual interest rate as a percentage (e.g. 6.5). term_years: Loan term in years (e.g. 30).
  • check_costco_eligibilityCheck eligibility for the Costco partner service and Shop Card reward (Executive membership + a settled loan).No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Check eligibility for the Costco partner service and Shop Card reward (Executive membership + a settled loan). Indicative check only. Args: is_costco_member: Whether the person holds a current Costco membership. membership_type: e.g. "Executive" or "Gold Star" (optional).
  • create_enquirySubmit a mortgage enquiry to Manage Your Loans on the customer's behalf so a broker contacts them.No findings

    Why it is in this group

    • The name "create_enquiry" says "create": a word for a change.
    Description, as the server wrote it
    Submit a mortgage enquiry to Manage Your Loans on the customer's behalf so a broker contacts them. ONLY call this after the person has explicitly agreed to be contacted — pass consent=true. Do not invent details; ask the user. Args: firstName: Customer's first name. lastName: Customer's last name. email: Customer's email address. phone: Australian phone number (04.., 02/03/07/08.., or 1300/1800). consent: MUST be true — the customer's explicit agreement to be contacted. loanType: e.g. "Home Loan", "Refinance", "Investment Property" (optional). loanAmount: Approximate loan amount, free text (optional). message: Anything else the customer wants the broker to know (optional). isCostco: True if this is a Costco-member enquiry. costcoMembershipNumber: Costco membership number if provided (optional).
  • estimate_borrowing_powerEstimate indicative borrowing capacity, assessed at a buffered rate (APRA +3% serviceability buffer).No findings

    Why it is in this group

    • Nothing in its name or description says what it does, so it is counted as a write.
    Description, as the server wrote it
    Estimate indicative borrowing capacity, assessed at a buffered rate (APRA +3% serviceability buffer). A rough proxy for guidance — a broker models real capacity across 30+ lenders. Not credit assistance. Args: annual_income: Gross annual household income in AUD. monthly_expenses: Average monthly living expenses in AUD. existing_monthly_debt: Existing monthly loan/card commitments in AUD. interest_rate_pct: Assumed product interest rate (buffer is added on top). term_years: Loan term in years. deposit: Cash deposit available in AUD (added to the purchase budget).
Only reads 2Claude Code: allow
  • compare_loan_typesList Manage Your Loans' loan categories with what each is for and a link.No findings

    Why it is in this group

    • The name "compare_loan_types" says "compare": a word for reading.
    Description, as the server wrote it
    List Manage Your Loans' loan categories with what each is for and a link. Use to help a user pick which loan type fits their situation.
  • get_rate_guidanceExplain how Australian home-loan rates are determined and the next step.No findings

    Why it is in this group

    • The name "get_rate_guidance" says "get": a word for reading.
    Description, as the server wrote it
    Explain how Australian home-loan rates are determined and the next step. Manage Your Loans does not publish live rates; a broker compares them for a specific scenario.

This is not a safety rating, and no finding is not a safety guarantee. The groups and findings come from fixed checks of the tool definitions the server returned on the date shown, not from its code or what it does when called. How the checks work.

Install

Pinned to version 1.0.0. Values in angle brackets are yours to fill in.

claude mcp add --transport http mortgage-tools https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp

Run in a terminal.

Claude Code permissions

Allow the reads, ask before a change, deny the deletes. Paste into .claude/settings.json.

.claude/settings.json
{
  "permissions": {
    "allow": [
      "mcp__mortgage-tools__compare_loan_types",
      "mcp__mortgage-tools__get_rate_guidance"
    ],
    "ask": [
      "mcp__mortgage-tools__calculate_repayments",
      "mcp__mortgage-tools__estimate_borrowing_power",
      "mcp__mortgage-tools__check_costco_eligibility",
      "mcp__mortgage-tools__create_enquiry"
    ],
    "deny": []
  }
}

Tools that only read are allowed, tools that change things ask first, tools that delete or cancel are denied. It assumes the server is installed as mortgage-tools. Review it before you use it.